Ivan7849

11 Contributions 97 People Helped Top Contributor

Member Since: April 2016

Most Helpful Contribution

Chase Freedom Unlimited®

Oct 02, 2019
Approved with poor odds
Helpful to 67 out of 70 people

CK had me at poor approval odds and I still got approved for $1000 CL. Not the biggest CL but I will take it. 2 months later and my CL went to $2000. I'll keep using it and paying it off before the cycle ends to make my limit even higher. I had 664 TU and 666 EQ at the time of approval. 

Activity (11 Total Contributions)

Results 1-10 of 11Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next

Chase Freedom Unlimited®

Oct 02, 2019
Approved with poor odds
Helpful to 67 out of 70 people

CK had me at poor approval odds and I still got approved for $1000 CL. Not the biggest CL but I will take it. 2 months later and my CL went to $2000. I'll keep using it and paying it off before the cycle ends to make my limit even higher. I had 664 TU and 666 EQ at the time of approval. 

American Express® Gold Card

Oct 02, 2019
EX 670 and I was instantly approved!
Helpful to 26 out of 26 people

In Oklahoma they pull experian. I applied for the Chase Saphyre Preferred and got denied so I went to the AMEX site even though CK had me at poor approval odds. I put my info on AMEX site and boom!!! I was approved for the 50,000 points offer after spending $2000 in the first 3 months. I was going to get a new laptop and new iPhones anyway so that was a very easy limit to get. Already making the purchases so why not use the gold card.  $250 fee is not cheap but you do get amazing perks. If you are thinking about getting the green AMEX just skip it and apply for this one. Amex customer service is top notch! Love to be part of the AMEX FAMILY! 

American Express® Gold Card

Oct 30, 2019
Helpful to 2 out of 2 people

This is a charge card. You do t have a credit limit per day but you do have a limit on spending power. The less you use it the less you get.

Chase Sapphire Preferred® Card

Oct 15, 2019
Helpful to 1 out of 1 people

That’s awesome! Congrats! What’s your credit history? As in how long?

Chase Sapphire Preferred® Card

Oct 14, 2019
Helpful to 1 out of 1 people

That’s crazy! Did you have any other cards with over $5000 CL? Also, what’s your annual income?

Chase Sapphire Preferred® Card

Sep 26, 2019
Applied and was denied

I applied based on the odds as being good but I was denied. I called chase and they said it was because my last card with them was approved too recently. I had gotten the Chase freedom unlimited about 30 days prior to applying. I got a hard inquiry and moved on. I ended up applying for an AMEX Gold and was instantly approved. I will wait and see if I can get my score higher and maybe apply again. CK had me at 670 TU and 669 EQ. Experian has me at 675 ( this is what AMEX used for the god card) 

American Express® Gold Card

Oct 30, 2019

Congrats! Well said! I love their customer service too. You will enjoy the card. This is my everyday card due to the 4x on groceries and restaurants

Platinum Card® from American Express

Oct 15, 2019

Sadly as of October Amex doesn’t give the wood box anymore. It’s due to their new environmental friendly goal.

Platinum Card® from American Express

Oct 14, 2019

My odds for the gold card were poor as well. CK doesn’t check your EX and American Express pulls your EX Fico score.

Platinum Card® from American Express

Oct 02, 2019

I got the gold about 3 months ago and have been using it as my daily driver. I will wait and see if they offer me the platinum at some point. I always pay off everything on all my card just to increase my score and keep a good relationship. Amex is definitely way above all others in my opinion.

Results 1-10 of 11Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next