IAmOlderNow

19 Contributions 360 People Helped Top Contributor

Member Since: December 2017

Most Helpful Contribution

Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 101 out of 103 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Activity (19 Total Contributions)

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Citi® Secured Mastercard®

Feb 16, 2018
Update on post 2/11/2018
Helpful to 101 out of 103 people

Checked my credit score today and it is now at 612. I am loving this trend. I also have a Capital One card now with a $500 credit limit. I need to keep my utilization under 30%. I suspect if I do that, then my credit score will rise much faster. I am hoping to have a 700 score by the end of the year. Thank you Citi for taking a chance on me!

Capital One® Quicksilver® Cash Rewards Credit Card

Jul 31, 2018
Cash Rewards Climbing!!!
Helpful to 36 out of 39 people

Credit karma said I had a FAIR approval odds because my CS was 634 when I applied. I did anyway and was approved for $1000 CL. I immediately purchased concert tickets for $560 and paid over half. My rewards are already over $10. The application process was easy and I got the card in less than a week. This is my second Capital One card. I am now looking to increase my score to get a Venture card

AvantCard

Jul 31, 2018
Meh
Helpful to 48 out of 55 people

I applied for this card with a 630 score. I applied the same day as the Capital one Quick Silver card. My credit scored dropped because Capital One did a hard pull. CK had said it would NOT affect my score but it did. Any way, I was approved for $750 CL even though CK stated that my approval odds were FAIR. One thing, the card comes very quickly in the mail, less than a week. I am going to activate and test it because I want to improve my credit score with the hopes of getting a car.

Citi® Secured Mastercard®

Feb 14, 2018
Helpful to 9 out of 9 people

You know you could have just read and moved on right? Go pick a fight elsewhere...I am NOT interested.........

Citi® Secured Mastercard®

Feb 25, 2018
Helpful to 6 out of 6 people

Thanks for that information. Just checked my credit score and it is at 619. I will apply that 10% utilization you recommended.

Credit One Bank® Cash Back Rewards Credit Card

Feb 18, 2019
Helpful to 2 out of 2 people

A person with bad credit has to start somewhere @TeamBeaterz.

Arrow Card Classic

Apr 04, 2018
Helpful to 2 out of 2 people

What was your credit score?

Capital One® QuicksilverOne® Cash Rewards Credit Card

Dec 30, 2018
Helpful to 1 out of 1 people

How many increases di you get? Or did you go from $300 to $1500?

Capital One® QuicksilverOne® Cash Rewards Credit Card

Dec 30, 2018
Helpful to 1 out of 1 people

How much increase did they give you? I am trying to see if they stick to the amount that they promise or if they go higher or lower than the amount promised after 5 ontime payments. Thanks in advance

Capital One® VentureOne® Rewards Credit Card

Oct 18, 2018
Helpful to 1 out of 2 people

@AJPenn you are an ***

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