HappywithCapOne

2 Contributions 109 People Helped

Member Since: November 2015

Most Helpful Contribution

American Express® Gold Card

Jan 12, 2019
Points are not worth close to what you
Helpful to 73 out of 108 people

I’ve tried twice to explain my huge disappointment with trying to use American Express points and my review was timed out. Short version the point can’t be used for what you think 

all travel must be booked thru American Express agents at a 4 times normal price that anyone can book on their own. I wish I could farther explain but I’ll be timed out again. 

Activity (2 Total Contributions)

Capital One® Venture® Rewards Credit Card

Aug 05, 2016
Only good things to say!
Helpful to 36 out of 40 people

I applied for the card.  I had a 690 & a 675 score.. It said approval odds were very good which I thought was BS due to a BK 3.5 years ago.  I immediatly got a $ 10,000 approval.  I have had it for only six months now & was supprized to find they raised my limit to 30K!!! without me having to ask for an increase.  I think the key is to never carry a balance and never use more than 40% of your limit.  I make sure I use the card for only what I can pay in full within 2-3 days of when I use it.  In my case I use it to buy materials for my jobs that I used to pay for as I went.  The only difference now is I can buy a couple thousand worth of materials and pay it off, like I said in 2-3 days, but now I'm getting the travel rewards.  In less than 6 months I have over $700 in travel points.  This is a great way to build & maintain credit as well as get a bonus.  They have trusted me and I will never abuse the opportunity.

American Express® Gold Card

Jan 12, 2019
Points are not worth close to what you
Helpful to 73 out of 108 people

I’ve tried twice to explain my huge disappointment with trying to use American Express points and my review was timed out. Short version the point can’t be used for what you think 

all travel must be booked thru American Express agents at a 4 times normal price that anyone can book on their own. I wish I could farther explain but I’ll be timed out again.