Gator1002

8 Contributions 14 People Helped

Member Since: October 2016

Most Helpful Contribution

Chase Freedom®

Aug 17, 2018
Helpful to 5 out of 5 people

You have to ask. I started with 1500. Asked for an increase every 6mounths and was never turned down. Now at 7500. I have stopped asking. My score was 721.

Activity (8 Total Contributions)

Chase Freedom®

Aug 17, 2018
Helpful to 5 out of 5 people

When credit karma says poor odds that doesn't mean you have no chance of approval. They go by others with your same score. You had something that chase saw redeemable so you were approved.

Chase Freedom®

Aug 17, 2018
Helpful to 5 out of 5 people

You have to ask. I started with 1500. Asked for an increase every 6mounths and was never turned down. Now at 7500. I have stopped asking. My score was 721.

Chase Freedom®

Aug 17, 2018
Helpful to 2 out of 2 people

You had to have had terrible credit to have received a 200 point increase. Something not right.

Chase Freedom®

Aug 17, 2018
Helpful to 1 out of 1 people

Stop crying long enough to read the terms of the card and you want have these problems. I don't understand how you can't see that it was obvious that it's a cash advance.

Should I switch Credit Repair Companies?

Jan 18, 2019
Helpful to 1 out of 2 people

You can do the exact same thing as the so called credit repair company's do. It's free and faster than leaving it to them.

How come my credit card utilization is showing as poor when I pay off my credit cards each month?

Sep 21, 2018
Gator1002

Even if you pay in full each month but you use more than 30% of your available credit it will show as poor. Try increasing your credit line or use your cards less.

Chase Freedom®

Aug 17, 2018

You have to ask. They do a hard inquiry so you take a small hit. I've had 4 increases in 2 years. From 1500. To 8500.

Chase Freedom®

Aug 17, 2018

Yes, yes and yes.