GadgetMang

3 Contributions 36 People Helped

Member Since: March 2016

Most Helpful Contribution

how can i raise my credit score 100 points in 6 months

Mar 12, 2016
Helpful to 34 out of 43 people

I'm going this route also, so far my score is 595 TU and the 2 cards I have are secured. When I hit 6 months on one of the cards going to apply for a  Amazon Prime Card. (unsecured store card) 

Keeping utilization below 10% is a bit unrealistic for me, my credit limmit's are $700 and $200, so will just keep them under 30%. I'm expecting positive results for my score in 6 months and will post if it was.

Activity (3 Total Contributions)

how can i raise my credit score 100 points in 6 months

Mar 12, 2016
Helpful to 34 out of 43 people

I'm going this route also, so far my score is 595 TU and the 2 cards I have are secured. When I hit 6 months on one of the cards going to apply for a  Amazon Prime Card. (unsecured store card) 

Keeping utilization below 10% is a bit unrealistic for me, my credit limmit's are $700 and $200, so will just keep them under 30%. I'm expecting positive results for my score in 6 months and will post if it was.

Fresno County Federal Credit Union

Oct 20, 2016
Great Credit Union
Helpful to 1 out of 1 people

Started with a secured credit card due to poor credit, 10 months later applied for a regular card and got approved with a nice credit limit.

Would give 5 stars if they updated their credit proccess, meaning, not having to do a hard inquiry to get an credit increase, needing references and proof of income for a loan even after you been a member for a long time and they should provide FICO score. Still would recommend even though they could modernized the application proceess a bit.

Amazon.com Store Card

Jun 01, 2016
Denied
Helpful to 1 out of 1 people

I have EX 609 TU 602 EQ 607 (REAL FICO SCORES) (CK SCORES ARE 696 and 630 which are way off!) with 5 accounts in collection (all paid but does not seem to matter) on my record. Collections was the reason for denial so I called them to explain my case but was told nothing they could do.