GKwill

5 Contributions 205 People Helped

Member Since: August 2013

Most Helpful Contribution

Capital One® SavorOne® Cash Rewards Credit Card

Sep 22, 2019
My Go-To card!
Helpful to 135 out of 145 people

I was approved for this Savor One card back in June with a $10,000 CL! Application process took a little longer for me about 10 days due to a fraud alert I had placed on my credit info. (I was a victim of identy theft) It was all worth it in the end and Yes I was shocked because this was the highest STARTING CL ever for me. Scores were 794 Trans and Equifax, 805 Exp. I have 3 other cards that I started with in 2015 to rebuild my credit from a 545 CS. Capitol One gave me a chance with a $300 CL and started me on this journey of reaching my goal and maintaining excellent credit! I’m so thankful for that. I haven’t had any issues with this card or my Quicksilver. Got my bonus within a couple of weeks and very satisfied with all.

Activity (5 Total Contributions)

Capital One® SavorOne® Cash Rewards Credit Card

Sep 22, 2019
My Go-To card!
Helpful to 135 out of 145 people

I was approved for this Savor One card back in June with a $10,000 CL! Application process took a little longer for me about 10 days due to a fraud alert I had placed on my credit info. (I was a victim of identy theft) It was all worth it in the end and Yes I was shocked because this was the highest STARTING CL ever for me. Scores were 794 Trans and Equifax, 805 Exp. I have 3 other cards that I started with in 2015 to rebuild my credit from a 545 CS. Capitol One gave me a chance with a $300 CL and started me on this journey of reaching my goal and maintaining excellent credit! I’m so thankful for that. I haven’t had any issues with this card or my Quicksilver. Got my bonus within a couple of weeks and very satisfied with all.

Capital One® Platinum Credit Card

Jan 02, 2017
Great card for rebuilding credit!
Helpful to 39 out of 40 people

I started with this card in Aug 2015. I received my first increase in Jan2016 for a whopping $2000!! Total limit $2300! Then on my one year anniversary Aug 2016 they offered to upgrade me to their Quicksilver..of course I readily accepted with all the benefits. Now as of today, I requested an increase to lower my debt to credit ratio and they granted a $750 increase giving me $3050 total credit. I've always kept my ratio under 10 percent and keep a very small balance on this card ($15-25) each month.  Not sure why this boost my credit score but it did. Started with around 525 on both EQ and Trans. Now 736 and 738 respectively. Just wanted to add before I started leaving the balance on my card, my score was at a stand still at about mid 600s..saw where someone else posted about it and gave it a try. Worked for me:)) Hope this helps..Good luck!!

Chase Freedom Unlimited®

Jul 23, 2017
Helpful to 22 out of 22 people

Probably lying anyway lol

Chase Freedom Unlimited®

Aug 06, 2016
Helpful to 9 out of 10 people

Wow just applied for this card yesterday with a "fair" chance from credit karma. I wasn't approved instantly but called the application pending number today and verified my information and was approved for $2500!! I wasn't expecting that much at all. My credit score 692 eq and 678 tu. 

Capital One® SavorOne® Cash Rewards Credit Card

Jun 01, 2019
Helpful to 0 out of 1 people

They will pull all 3 reports.