Ferrari747

2 Contributions 151 People Helped

Member Since: May 2016

Most Helpful Contribution

Indigo® Platinum Mastercard®

Apr 20, 2019
Good for early credit building
Helpful to 85 out of 89 people

You shouldn’t have any misconceptions about a building card it will have high interest and middle of the road foreign customer service (typically) I had a 550 Equifax and a Transunion score of 535 when I received this card...It allowed me to build my credit to a 650 and receive a Chase with a $5000 limit a year later. Advise ....pay on time pay a little over if you have it and please always keep your purchases below 30% of your limit before the statement is to be generated. Don’t use it between due date and statement release date at all!! It will make your balance high and max your card on lower end credit limits “like mine $300”. I don’t need a credit increase I’ve moved on with my sites on a American Express. This card is a kick starter that’s all. Godspeed credit seekers. Do it well and six months your should be in a better place.

Activity (2 Total Contributions)

Indigo® Platinum Mastercard®

Apr 20, 2019
Good for early credit building
Helpful to 85 out of 89 people

You shouldn’t have any misconceptions about a building card it will have high interest and middle of the road foreign customer service (typically) I had a 550 Equifax and a Transunion score of 535 when I received this card...It allowed me to build my credit to a 650 and receive a Chase with a $5000 limit a year later. Advise ....pay on time pay a little over if you have it and please always keep your purchases below 30% of your limit before the statement is to be generated. Don’t use it between due date and statement release date at all!! It will make your balance high and max your card on lower end credit limits “like mine $300”. I don’t need a credit increase I’ve moved on with my sites on a American Express. This card is a kick starter that’s all. Godspeed credit seekers. Do it well and six months your should be in a better place.

Merrick Bank Double Your Line™ Visa® Credit Card

Apr 20, 2019
Does the job
Helpful to 66 out of 73 people

I’ve had this card for five or six months. I’ve contacted customer service maybe once or twice, never had problem. They were nice spoke good clear English and were able to help me. I just received the double credit limit about a week ago. It has been going pretty well with card, it’s hassle free. My credit was at Eqiufax550 Transunion 535 and I received a $600 limit now it’s at $1200 Go Merrick!!