8 People Helped
Member Since: March 2013
Gary, you forgot to mention, if you pay off all your debts and try to live debt-free, your score falls to the bottom...
The US "credit score" game is all a big lie, another clever invention of bankers to enslave people by forcing them to be perpetually in debt.
If you are smart enough to understand this and to take action (to live within one's means, buying only what one can afford with ONE's OWN money, then you are automagically a risk for "the system" and you get penalized.
The saddest thing is that these bankers own everything (the law and the law makers) so their greed and voracity is legal (institutionalized ripoff)
There are countries where this is not the case. People don't get penalized for living debt-free, closing accounts, shopping around for mortgages, etc. Solution? Educate yourself, your family, your community, your town, your city...Help build a snow ball of educated people that will eventually put a stop to the abuses of bankers.
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