ESYoung

3 Contributions 79 People Helped

Member Since: May 2012

About Me: I am a Marriage and Family Therapist - MFT working in Santa Barbara, California

My Website: http://www.CounselorSantaBarbara.com/

Most Helpful Contribution

Credit card utilization and your credit score

Aug 25, 2014
Helpful to 61 out of 95 people

RettMommy's:  Back in 1991 my medical bills were around 1.5 million so 6k seems like an amount you could pay off.  I could not pay off mine so I declared bk and now 20+ years later my credit score is much improved.  Hope this helps.

Activity (3 Total Contributions)

Credit card utilization and your credit score

Aug 16, 2014
Helpful to 17 out of 21 people

Thank you

Credit card utilization and your credit score

Aug 25, 2014
Helpful to 61 out of 95 people

RettMommy's:  Back in 1991 my medical bills were around 1.5 million so 6k seems like an amount you could pay off.  I could not pay off mine so I declared bk and now 20+ years later my credit score is much improved.  Hope this helps.

Credit card utilization and your credit score

Aug 16, 2014
Helpful to 1 out of 1 people

A previous post said to pay off the credit cards down to $5.00.  That way the interest charge is low and the Utilization is high (A).