Credometer69

2 Contributions 121 People Helped

Member Since: April 2015

About Me: Continuing to build a solid credit profile

Most Helpful Contribution

Costco Anywhere Visa® Card by Citi

Jul 23, 2019
Respectable rate with solid benefits
Helpful to 82 out of 92 people

Cold apped with no prequalification from Citi website. Equifax pull, 712 Fico, 28% credit utilization, $7500 debt load. Have 2 other major credit cards open 3-4 yrs with like credit limits and no lates. Was system generated approval with email sent stating app was under review . I waited 2 hours and then received email confirming $6500 SL. Great card to own if you are part of the Costco ecosystem! Approved on 7/22.

Activity (2 Total Contributions)

Costco Anywhere Visa® Card by Citi

Jul 23, 2019
Respectable rate with solid benefits
Helpful to 82 out of 92 people

Cold apped with no prequalification from Citi website. Equifax pull, 712 Fico, 28% credit utilization, $7500 debt load. Have 2 other major credit cards open 3-4 yrs with like credit limits and no lates. Was system generated approval with email sent stating app was under review . I waited 2 hours and then received email confirming $6500 SL. Great card to own if you are part of the Costco ecosystem! Approved on 7/22.

American Express Cash Magnet® Card

Jul 23, 2019
Using it for the balance transfer
Helpful to 39 out of 43 people

I’ve never had an Amex card and CK stated very good approval odds. CK has been pretty accurate for me. Experian pull 701 Fico, 28% cred utilz, $7500 debt load with good debt/income ratios. System generated approval for $8000. Was approved on 7/22 so further details other than wanting balance transfer for 15 billing cycles. Cold apped, was prequalified for a few cards on AMEX site but Cash Magnet did not appear . Looking for prequalification on a lender’s website is not always accurate and just because no offers come up does not mean you won’t approved.