Conquercredit

1 Contributions 114 People Helped

Member Since: September 2013

Most Helpful Contribution

Capital One® Secured Mastercard®

Sep 28, 2019
Game changer
Helpful to 114 out of 117 people

This card has been a game changer for me! Please don’t fall for the negativity on some reviews. I’ve literally had NO issues with customer service they are very helpful. They report right away but it doesn’t show until two billing cycles however; my score increased 75 points in two months!! 

If you use this card responsibility then there should be no problems. For the people upset about credit limit increase HELLO it’s a secured card mainly to help you build credit if you do that responsibility for about six months just apppy for a different card! It’s simple pay your bill. Only spend money you have and you’ll reap the benefits oh please stay under 30% utilization until your due date and spend up to 2% before your statement date. 

Hope this helps. Now go conquer your credit. You got this !!!!!!!!!!!!!!!!!!

Activity (1 Total Contributions)

Capital One® Secured Mastercard®

Sep 28, 2019
Game changer
Helpful to 114 out of 117 people

This card has been a game changer for me! Please don’t fall for the negativity on some reviews. I’ve literally had NO issues with customer service they are very helpful. They report right away but it doesn’t show until two billing cycles however; my score increased 75 points in two months!! 

If you use this card responsibility then there should be no problems. For the people upset about credit limit increase HELLO it’s a secured card mainly to help you build credit if you do that responsibility for about six months just apppy for a different card! It’s simple pay your bill. Only spend money you have and you’ll reap the benefits oh please stay under 30% utilization until your due date and spend up to 2% before your statement date. 

Hope this helps. Now go conquer your credit. You got this !!!!!!!!!!!!!!!!!!