ConcernedFirstTimeHomeBuyer

1 Contributions 7 People Helped

Member Since: December 2016

Most Helpful Contribution

What credit score do I need to qualify for a mortgage?

Jun 05, 2018
Trying to get a Loan but..
Helpful to 7 out of 9 people

So I've recently paid all the debt. It's been a month but I haven't seen my score go up. I'm trying to apply for a 100k loan, however, i don't want the lender to run my credit since my credit score hasn't gone up. I'm not sure what to do. Can the lender see that I recently paid my debt? Can they still deny me? Should I just wait until my credit goes up and apply? I keep getting different credit scores from all sorts of places so I don't know which one is accurate and which one is not.

Activity (1 Total Contributions)

What credit score do I need to qualify for a mortgage?

Jun 05, 2018
Trying to get a Loan but..
Helpful to 7 out of 9 people

So I've recently paid all the debt. It's been a month but I haven't seen my score go up. I'm trying to apply for a 100k loan, however, i don't want the lender to run my credit since my credit score hasn't gone up. I'm not sure what to do. Can the lender see that I recently paid my debt? Can they still deny me? Should I just wait until my credit goes up and apply? I keep getting different credit scores from all sorts of places so I don't know which one is accurate and which one is not.