CharleneK

9 Contributions 163 People Helped

Member Since: June 2010

Most Helpful Contribution

What is the best way to add points to your credit score?

Jun 09, 2010
Helpful to 28 out of 36 people

Take on more debt and pay it off on time. That's the simple answer.

Activity (9 Total Contributions)

What do you do if you're credit's so bad you can't open a bank account?

Jun 09, 2010
Helpful to 22 out of 25 people

Like what Ryan said, I'd get a secured card to start building your credit. That will reflect well on your report and to the banks.

What is the best way to add points to your credit score?

Jun 09, 2010
Helpful to 28 out of 36 people

Take on more debt and pay it off on time. That's the simple answer.

I have a citi shell card. Would it help calling them, to get a non gas card?

Jun 09, 2010
Helpful to 8 out of 11 people

I called Citi a while back and they recommended a different card for my needs. They parent company of a card doesn't want to lose you as a customer so if they can fit you into another card they're more than happy to do it. Give 'em a ring!

What's the average drop in score if I miss a credit card payment?

Jun 08, 2010
Helpful to 10 out of 14 people

I'd say 20 minimum.

could i buy a house on my credit score?

Jun 09, 2010
Helpful to 11 out of 16 people

What's your current financial standing (including your score)...there's more to it than meets the eye (yes, that's a Transformers reference) ;)

I was denied for the Citi Forward card, (750 score). What should i do?

Jun 09, 2010
Helpful to 6 out of 9 people

Do you already have cards with Citi? Sometimes they don't like people having too many cards.

WHEN IT IS A GOOD DECISION TO FILE BANKRUPTCY

Jun 09, 2010
Helpful to 9 out of 14 people

Depends on the situation...but it's should only be a complete last resort. What's your current situation? Maybe I could then provide a better recommendation.

how do i get my credit score from equifax (free)

Jun 09, 2010
Helpful to 12 out of 20 people

annualcreditreport.com though that's not Equifax...it's all three (but only once a year)

mortgage pay off

Jun 09, 2010
Helpful to 5 out of 10 people

Yeah, if you can give more info I might be able to help you out. ;)