If you could give a little info on your current financial situation then maybe I can give you some recommendations.
CharleneK's response was:
Like what Ryan said, I'd get a secured card to start building your credit. That will reflect well on your report and to the banks.
Take on more debt and pay it off on time. That's the simple answer.
What's your current financial standing (including your score)...there's more to it than meets the eye (yes, that's a Transformers reference) ;)
I'd say 20 minimum.
Depends on the situation...but it's should only be a complete last resort. What's your current situation? Maybe I could then provide a better recommendation.
I called Citi a while back and they recommended a different card for my needs. They parent company of a card doesn't want to lose you as a customer so if they can fit you into another card they're more than happy to do it. Give 'em a ring!
annualcreditreport.com though that's not Equifax...it's all three (but only once a year)
Do you already have cards with Citi? Sometimes they don't like people having too many cards.
Yeah, if you can give more info I might be able to help you out. ;)