163 People Helped
Member Since: June 2010
Take on more debt and pay it off on time. That's the simple answer.
CharleneK's response was:
Like what Ryan said, I'd get a secured card to start building your credit. That will reflect well on your report and to the banks.
What's your current financial standing (including your score)...there's more to it than meets the eye (yes, that's a Transformers reference) ;)
I called Citi a while back and they recommended a different card for my needs. They parent company of a card doesn't want to lose you as a customer so if they can fit you into another card they're more than happy to do it. Give 'em a ring!
I'd say 20 minimum.
Do you already have cards with Citi? Sometimes they don't like people having too many cards.
Depends on the situation...but it's should only be a complete last resort. What's your current situation? Maybe I could then provide a better recommendation.
annualcreditreport.com though that's not Equifax...it's all three (but only once a year)
Yeah, if you can give more info I might be able to help you out. ;)