165 People Helped
Member Since: June 2010
Take on more debt and pay it off on time. That's the simple answer.
CharleneK's response was:
Like what Ryan said, I'd get a secured card to start building your credit. That will reflect well on your report and to the banks.
I called Citi a while back and they recommended a different card for my needs. They parent company of a card doesn't want to lose you as a customer so if they can fit you into another card they're more than happy to do it. Give 'em a ring!
I'd say 20 minimum.
What's your current financial standing (including your score)...there's more to it than meets the eye (yes, that's a Transformers reference) ;)
Do you already have cards with Citi? Sometimes they don't like people having too many cards.
Depends on the situation...but it's should only be a complete last resort. What's your current situation? Maybe I could then provide a better recommendation.
annualcreditreport.com though that's not Equifax...it's all three (but only once a year)
Yeah, if you can give more info I might be able to help you out. ;)