Calli265m

26 Contributions 6 People Helped Top Contributor

Member Since: January 2016

Most Helpful Contribution

Derogatary marks

May 21, 2017
Helpful to 2 out of 2 people

Depending on the type of derogatory information .  if you file a dispute with credit bureau the creditors have 30 days to respond if they did not respond the credit bureau by law has to remove the credit file

Activity (26 Total Contributions)

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Derogatary marks

May 21, 2017
Helpful to 2 out of 2 people

Depending on the type of derogatory information .  if you file a dispute with credit bureau the creditors have 30 days to respond if they did not respond the credit bureau by law has to remove the credit file

Avant

Jun 15, 2016
Miracle
Helpful to 1 out of 1 people

They saved me had to medical bills to pay

Avant

May 28, 2016
Being charged interest on additional pay
Helpful to 1 out of 1 people

I made six additional payments prior to the initial start date of the loan I don't know why I'm being charged interest before the initial start of the original loan

If I payoff my balance will my credit score go up?

Jun 21, 2017
Score
Helpful to 1 out of 1 people

Your score will improve once you pay the balance off.. try maintaining less than 30% of your debt to available credit to maintain a good score

credit score dropped by 50 points for no known reason, don't understand.

May 06, 2017
credit score
Helpful to 1 out of 2 people

Same thing happened to me when I just checked it this morning TransUnion went down 3 points Equifax went down 40 points and they both have exact same information don't get it something's up

Non of known addresses posted on my report is correct what do I do?

Jun 03, 2017

File a dispute with each credit bureaus and then put a fraud alert on your credit file possible ID theft

SEE A DEBT ON EQUIFAX AND IT IS NOT MINE CONTATC # IS A FALSE #

Jun 03, 2017
Fraud

 File a dispute online with all three credit bureaus and state that this account  was open fraudulently  and put a fraud alert

Are all hard inquiries considered negative?

Jun 03, 2017
Hard inquiries

 Too many hard inquiries will affect your score in a negative way but only temporary avoid applying for too much credit

How to get an electric bill off my credit that someone else done with my permission?

Jun 03, 2017
Fraudulent use

 File a dispute with all three credit bureaus and put a fraud alert on your credit file

Some names are not correct

Jun 03, 2017
Correction

File a dispute through all 3 credit bureaus hopefully that will correct the problem

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