CJsmall14

2 Contributions 60 People Helped

Member Since: August 2012

Most Helpful Contribution

First Progress Platinum Select MasterCard® Secured Credit Card

Dec 10, 2018
Horrible payment system
Helpful to 59 out of 59 people

This card only helped my credit after the initial opening of the account. First thing you can only pay by mail or have your bank do bill pay. So you can’t use our debit card or by cash for faster processing. My bill is due in the 12th I submitted my payment on the 5th took 5 days to show as a ending payment on the website but still no available balance update for another 3-5 days. So it ties up your money and eventually you have a late payment. I closed the card after 2 months. They told me it takes 14 days to get my money back and if I want it  expedited I needed to fax in my request and it would come in 10 days vs 14.  WAY TOO MUCH OF A HEADACHE FIND ANOTHER CARD. 

Activity (2 Total Contributions)

First Progress Platinum Select MasterCard® Secured Credit Card

Dec 10, 2018
Horrible payment system
Helpful to 59 out of 59 people

This card only helped my credit after the initial opening of the account. First thing you can only pay by mail or have your bank do bill pay. So you can’t use our debit card or by cash for faster processing. My bill is due in the 12th I submitted my payment on the 5th took 5 days to show as a ending payment on the website but still no available balance update for another 3-5 days. So it ties up your money and eventually you have a late payment. I closed the card after 2 months. They told me it takes 14 days to get my money back and if I want it  expedited I needed to fax in my request and it would come in 10 days vs 14.  WAY TOO MUCH OF A HEADACHE FIND ANOTHER CARD. 

First Progress Platinum Select MasterCard® Secured Credit Card

Dec 10, 2018
Helpful to 1 out of 1 people

Agreed. Very difficult to make a payment.