22 People Helped
Member Since: February 2017
They make it extremely difficult to pay off the loan early or change your payment method, even though their site acts as if it is easy. I am trying to pay my loan off in it's entirety, as to avoid the 30% interest, and I am being given the run-around. I was told I would have to write a written letter! Im supposed to put my private information in a written letter, wait a week, and hope they get it, and then what?! I am so upset! TAKE MY MONEY!! I am extremely dissatisfied, the only reason they get the 2 stars is for how quick and easy it was to get the loan! Don't dare try to pay it off early though...even though that is clearly stated in the paperwork! Ughh
Britnih8869's response was:
The interest is high, but just as high as my credit cards. I was paying at least $1000 a month to my credit cards, now i only have to pay $323 a month. That is amazing. This was the only company that would approve me. As im a server, and it is common practice to not be able to "prove" all of your income. They didn't ask for any paperwork. I just filled out the application, and got money the next day! Now all but one of my cards are completely paid off, and I'll actually be able to save money now! I only gave 4 stars because of the high interest, but like i said, it's the same rate as my credit cards.