Biggy34445

7 Contributions 2 People Helped

Member Since: May 2017

Most Helpful Contribution

Woodforest National Bank

May 23, 2017
Not bad, but not great so far.
Helpful to 1 out of 1 people

The bank is basically just a bank for me. They have some areas that I don't like. They make you do a balance transfer from a computer or inside. They do not give a small amount of free checks with you name on them when you start the checking account, and they seem to not be use to handle accounts with larger sums of money in them. I can just say that all in all, they are not that bad though. They are what you need from a bank. A bank is a bank for most parts, but some have more fees to avoid than others. This one has few excessive ones here and there, but that all depends on how you use your account and mind. 

Activity (7 Total Contributions)

Woodforest National Bank

May 23, 2017
Not bad, but not great so far.
Helpful to 1 out of 1 people

The bank is basically just a bank for me. They have some areas that I don't like. They make you do a balance transfer from a computer or inside. They do not give a small amount of free checks with you name on them when you start the checking account, and they seem to not be use to handle accounts with larger sums of money in them. I can just say that all in all, they are not that bad though. They are what you need from a bank. A bank is a bank for most parts, but some have more fees to avoid than others. This one has few excessive ones here and there, but that all depends on how you use your account and mind. 

Should I switch Credit Repair Companies?

Jan 13, 2019
Helpful to 1 out of 2 people

All Lex Law does, is dispute what's on you credit. You can do the same thing. If the places on your credit is not fixed, you can hire a lawyer if the credit bureaus are false reporting. It is very illegal to false report. However though, if its legitimate, no one can remove it accept father time. You just need to get a secured credit card or two, and just give it time to heal.

Capital One® Quicksilver® Cash Rewards Credit Card

Jan 23, 2019

They have been harder and harder to work with these days. I've had mine almost 2 years now, and thinking of getting rid of it. Try Discover instead. Much better to deal with. You should get the cash back card of theirs. The Citi double cash and the simplicity cards are awesome. I got Simplicity. Very good banks for people like us.

Is it better for your credit score to close an unused card or leave it open?

Jan 13, 2019

It's better for you to close it. If it sets idle, they will close it for you. They may be already in the process. It's through Citi bank, and they more than likely have other products like the double cash or simplicity that may interest you. Simplicity is an excellent card with no fees.

My credit usage went down to 4% yet my TU score went DOWN 34 points, and Exp. went UP 1 pt...why ??

Jan 13, 2019

Listen to the other guy, and try to stay at 9 percent utilization.

How do I report my rent to my credit

Jan 13, 2019

You can't. A new thing called Ultra FICO is coming soon. Just by giving them your Banking account info at FICO, and it will either raise or lower your score. Get a secured credit cards.

How do I get car loan on my credit score?

Jan 13, 2019

A new account will lower your score bad at first, then raise it over time. I would not want it there no sooner than it shows up.