Bestkept0

6 Contributions 50 People Helped

Member Since: September 2016

Most Helpful Contribution

Best Egg

Aug 25, 2017
Better check your interest rate!
Helpful to 49 out of 50 people

The service for this loan is System Services and Technologies. With a name like that you would think "high tech" active or engaging account website. It is not. It is something out of the late 80's. Unless you allow the company to debit your checking on the due date, it never posts payments sent via e-banking timely. This will result in a phone call from its very noisy call center. One can state the check was mailed and one will then be told, we do not have it. Then like magic, the very next day one looks at one's checking account to see the payment was processed on the very day an agent called. Very absurd. I do not recommend this product for customer service reasons and for its high-interest rate on consumers with credit scores at 770 or above. Like most loans, interest accrues and compounds on a daily basis. A $25,000 loan will cost $32,000 or more and it charges an up front fee nearly ten percent of the borrowed amount.

Activity (6 Total Contributions)

Best Egg

Aug 25, 2017
Better check your interest rate!
Helpful to 49 out of 50 people

The service for this loan is System Services and Technologies. With a name like that you would think "high tech" active or engaging account website. It is not. It is something out of the late 80's. Unless you allow the company to debit your checking on the due date, it never posts payments sent via e-banking timely. This will result in a phone call from its very noisy call center. One can state the check was mailed and one will then be told, we do not have it. Then like magic, the very next day one looks at one's checking account to see the payment was processed on the very day an agent called. Very absurd. I do not recommend this product for customer service reasons and for its high-interest rate on consumers with credit scores at 770 or above. Like most loans, interest accrues and compounds on a daily basis. A $25,000 loan will cost $32,000 or more and it charges an up front fee nearly ten percent of the borrowed amount.

Amazon.com Store Card

Jul 03, 2019
Helpful to 1 out of 1 people

Credit scores do not become lower due to changes in credit limits. They become lower because of the ratio of credit available to credit already used.

Amazon.com Store Card

Jul 03, 2019

It would not hurt to have a conversation. Many times there are legitimate issues that affect credit accounts.

Amazon.com Store Card

Jul 03, 2019

I think you may be displacing blame on the card instead of looking for a solution to make regular payments per its terms and eventually pay it off,

Amazon.com Store Card

Jul 03, 2019

By law, if you request the closure of a credit based account, it must be closed.

Amazon.com Store Card

Jul 03, 2019

There is no evidence to support your claim, especially the comparison to Fingerhut. You are just guestimating about the card type because you are frustrated.