AppleRules

743 Contributions 1,806 People Helped Top Contributor

Member Since: June 2010

Most Helpful Contribution

HOW TO CANCEL MY ACCOUNT

Jun 14, 2010
Helpful to 30 out of 42 people

terms of services say you can just email support@creditkarma.com

Activity (743 Total Contributions)

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Where do I begin to start fixing my credit?

Jul 10, 2010
Helpful to 16 out of 17 people

Get current on all your past debt is the first step. If you don't know what you owe. Go to annualcreditreport.com. It is the government site and is free once per year. Once you are current stay current. Then get a secured credit card if you can. I hesitate on this recommendation since you are deploy and may have no actual use for it but it will help establish your credit history. If you just do those two things your score will improve over time.

Starwood Preferred Guest® Credit Card from American Express

Mar 17, 2011
Helpful to 6 out of 6 people

This card is awesome. Yes the $65 annual fee sucks but I think most savvy travelers would consider this the best rewards credit card available. 

JetBlue Card from American Express - EXPIRED OFFER

Sep 27, 2010
Helpful to 6 out of 6 people

I really like JetBlue. Unlike the other airline cards, this ones doesn't have all the gold and medallion points but it gets your free flights on JetBlue which is the important part. Also Amex has some of the best customer service. 

Citi® Platinum Select® MasterCard® - EXPIRED OFFER

Aug 17, 2011
Helpful to 6 out of 6 people

After only 3 missed payments? I've had my Citi card for 12 years and never had 1 missed payment. Missed payments are the precursor to default. 

What do you think of a Reverse Mortgage?

Mar 30, 2011
Helpful to 6 out of 6 people

It has its uses. If you don't have retirement funds, it is a viable option to help you with the later stages of your life. I think it is important to have the spending planned out. It is not a piggy bank. You need to carefully plan and use a reverse mortgage. 

I already have a Rush prepaid debit card will that help my credit score?

Mar 28, 2012
Helpful to 5 out of 5 people

No. Prepaid cards are not credit products and therefore wont appear on your credit report. If you are looking to build credit consider a secured credit card which is like the prepaid but reports to the bureaus. Just note that with a secured credit card you have to pay on time even though they have a deposit. 

Business credit card?

Dec 19, 2011
Helpful to 5 out of 5 people

It makes no difference. As a sole proprietor, business credit cards are written against your personal credit. 

Escape by Discover® Card - EXPIRED OFFER

Mar 03, 2011
Helpful to 5 out of 5 people

I guess you didn't click the see savings details button

Whats the best way to get credit limit increases?

Nov 07, 2010
Helpful to 5 out of 5 people

You can always just call and ask. Some lenders will do an inquiry others won't. Just ask before you request the increase.

Credit Score is 758, how do I get 850? Score is a D on Avg age of CC lines and B for hard inquiries....

Jul 15, 2010
Helpful to 5 out of 5 people

You probably have a young credit history (less than 10 years) but with a 758 you probably pay all your bills on time. Just means you need to wait it out a few more years.

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