Alishase

1 Contributions 70 People Helped

Member Since: August 2012

Most Helpful Contribution

Why Your Credit Score Matters

Feb 11, 2015
Helpful to 70 out of 80 people

You guys also have to understand that while you're looking at your credit report showing 700 or whatever and CK is showing 640, its all different based on where your credit is actually located. For instance, I went to look at a car and had my credit pulled through transunion and had a 750 credit score, I went to a bank to have a credit card added to my account, they pulled from transunion and it was 700. So there is never a "for sure" number to be completely specific. I had a credit specialist explain this to me in greater detail but hopefully this will help you guys understand that there are different factors as to why each credit place such as equifax transunion and experian are all going to show a different number. Heck even my FICO score number was different than the one the bank pulled...it just depends on specifics needed for each report. If that doesn't help maybe contact a credit specialist at your bank and have them explain it to you.

Activity (1 Total Contributions)

Why Your Credit Score Matters

Feb 11, 2015
Helpful to 70 out of 80 people

You guys also have to understand that while you're looking at your credit report showing 700 or whatever and CK is showing 640, its all different based on where your credit is actually located. For instance, I went to look at a car and had my credit pulled through transunion and had a 750 credit score, I went to a bank to have a credit card added to my account, they pulled from transunion and it was 700. So there is never a "for sure" number to be completely specific. I had a credit specialist explain this to me in greater detail but hopefully this will help you guys understand that there are different factors as to why each credit place such as equifax transunion and experian are all going to show a different number. Heck even my FICO score number was different than the one the bank pulled...it just depends on specifics needed for each report. If that doesn't help maybe contact a credit specialist at your bank and have them explain it to you.