Alexiboa1990

4 Contributions 13 People Helped

Member Since: February 2012

Most Helpful Contribution

Target® Credit Card

Jul 31, 2018
Approved with $300 limit
Helpful to 7 out of 7 people

I was approved for a $300 credit limit with Credit Scores around 625. Easy to use, I always pay in store after shopping so I don’t owe much. 

Activity (4 Total Contributions)

Target® Credit Card

Jul 31, 2018
Approved with $300 limit
Helpful to 7 out of 7 people

I was approved for a $300 credit limit with Credit Scores around 625. Easy to use, I always pay in store after shopping so I don’t owe much. 

Victoria's Secret Angel Credit Card

Mar 26, 2018
Approved with 618 credit score
Helpful to 5 out of 7 people

I applied with 618 credit score and was approved for $350 credit limit. I applied using the shopping cart trick and it worked! If you arent familiar with this, you create account on their website and add a few items to cart, then checkout and the pre-approval message pops up. No hard pull.

OneMain Financial Personal Loans

Jul 17, 2018
Credit Score 630’s, secured loan only
Helpful to 1 out of 1 people

I was only qualified for a secured loan of up to $4500 which required collateral such as my car in order to get the loan. Their minimum loan amount is $3000 and I only needed $2000 so it wasn’t worth it to place my car as collateral. On top of that, if you use your car as collateral, they are required to be placed as a lien holder on your vehicle. Because my car is brand new and I am still financing it, they said they would have to pay off my existing car loan and I could get the loan through them, essentially refinancing because there cannot be two lien holders on the vehicle. However, based on what I prequalified for, my interest with them would have been triple what I was paying now so it wasn’t worth it at all. Didn’t go through with the loan with them. 

Capital One® QuicksilverOne® Cash Rewards Credit Card

May 10, 2014
Question..

I applied for this card, score of 595. No delinquencies, 1 credit card, 1 auto loan, no late payments in my history, 1 year credit history. So my biggest issue is that im a limited history credit store, just starting.

I had their platinum card about 2 years ago and it ended up getting closed and charged off, so it doesnt show as a delinquency on my credit karma.

Is there a chance of me getting approved for a capital one card at all?