These offers are no longer available on our site: Citi® Secured Mastercard®, Green Dot primor® Visa® Gold Secured Credit Card, USAA® Secured American Express® Card, Horizon Gold Credit Line
N/A
Intro Purchase APR
N/A
Regular Purchase APR
25.64%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$35
Rewards
None
Cash Back
Balance Transfer Fee
N/A
Min Credit Needed
LIMITED
Return Payment Fee
See Terms*
Foreign Transaction Fee
3%
Penalty APR
None
Late Fee
Up to $40
Cash Advance Fee
5%, Min: $6
Cash Advance APR
25.64%* Variable
Card Information
Great for no credit check
Card Details
- New feature! Earn up to 10% cash back on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
Card Details
- New feature! Earn up to 10% cash back on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
Intro Purchase APR
N/A
Regular Purchase APR
25.64%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$35
Min Credit Needed
LIMITED‡
N/A
Intro Purchase APR
N/A
Regular Purchase APR
15.24%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$49
Rewards
None
Cash Back
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $30
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $41
Cash Advance Fee
3%, Min: $10
Cash Advance APR
24.24%* Variable
Card Information
Great for a low purchase APR
Card Details
- You Aren't Stuck with Bad Credit. Start Rebuilding with a First Progress Prestige Credit Card!¹
- Earn 1% Cash Back Rewards on payments made to your First Progress Prestige Secured credit card account.
- View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
- No Credit History or Minimum Credit Score Required for Approval
- Imagine being rewarded for simply paying your bill each month. Make a Payment and Earn 1% Cash Back!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Card Details
- You Aren't Stuck with Bad Credit. Start Rebuilding with a First Progress Prestige Credit Card!¹
- Earn 1% Cash Back Rewards on payments made to your First Progress Prestige Secured credit card account.
- View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
- No Credit History or Minimum Credit Score Required for Approval
- Imagine being rewarded for simply paying your bill each month. Make a Payment and Earn 1% Cash Back!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Intro Purchase APR
N/A
Regular Purchase APR
15.24%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$49
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
25.24%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$29
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $30
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $41
Cash Advance Fee
3%, Min: $10
Cash Advance APR
30.24%* Variable
Card Information
Great for prior bankruptcies
Card Details
- Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
- No Credit History or Minimum Credit Score Required for Approval
- View Statements, Make Payments & MORE on the First Progress Mobile App!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
- Break Down Credit Barriers with the First Progress Elite Secured Card Today!
- Receive Your Card More Quickly with Expedited Processing!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Card Details
- Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
- No Credit History or Minimum Credit Score Required for Approval
- View Statements, Make Payments & MORE on the First Progress Mobile App!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
- Break Down Credit Barriers with the First Progress Elite Secured Card Today!
- Receive Your Card More Quickly with Expedited Processing!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Intro Purchase APR
N/A
Regular Purchase APR
25.24%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$29
Min Credit Needed
POOR‡
Intro Purchase APR
N/A
Regular Purchase APR
22.70%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter
Rewards
None
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $40
Foreign Transaction Fee
See Terms*
Penalty APR
N/A
Late Fee
Up to $40
Cash Advance Fee
$10 or 4% of the amount of each cash advance, whichever is greater.
Cash Advance APR
27.70%* Variable
Card Information
Great for access to credit
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Intro Purchase APR
N/A
Regular Purchase APR
22.70%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$36 the first year. Billed $3 per month thereafter
Min Credit Needed
POOR‡
N/A
Intro Purchase APR
N/A
Regular Purchase APR
19.24%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$39
Rewards
None
Cash Back
Balance Transfer Fee
N/A
Min Credit Needed
POOR
Return Payment Fee
Up to $30
Foreign Transaction Fee
3%
Penalty APR
See Terms*
Late Fee
Up to $41
Cash Advance Fee
3%, Min: $10
Cash Advance APR
25.24%* Variable
Card Information
Great for a low purchase APR
Card Details
- Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
- Get a First Progress Select Card and Earn 1% Cash Back Rewards!
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- Credit Mistakes are Hard to Move Past. Make Some Progress with a Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Card Details
- Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
- Get a First Progress Select Card and Earn 1% Cash Back Rewards!
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- Credit Mistakes are Hard to Move Past. Make Some Progress with a Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Intro Purchase APR
N/A
Regular Purchase APR
19.24%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
N/A
Annual Fee
$39
Min Credit Needed
POOR‡
N/A
N/A