Poor Credit

We suggest offers based on money we make from our partners.

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

$0

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

26.99%* Variable

Card Information

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Intro Purchase APR

N/A

Regular Purchase APR

26.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

26.99%* Variable

Annual Fee

$0

Min Credit Needed

LIMITED


Intro Purchase APR

N/A

Regular Purchase APR

19.49% - 25.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $99

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

FAIR

Return Payment Fee

Up to $39 (terms apply)

Foreign Transaction Fee

3%, Min: $1*

Penalty APR

See Terms*

Late Fee

Up to $39 (terms apply)

Cash Advance Fee

$5.00/8% or $10.00/3%, whichever is greater (see terms)

Cash Advance APR

25.49%* Variable

Card Information

Great for working on your credit

Card Details

  • Receive 1% cash back rewards on eligible purchases, terms apply
  • See if you Pre-Qualify in less than 60 seconds
  • Enjoy peace of mind with $0 Fraud Liability
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts.

Card Details

  • Receive 1% cash back rewards on eligible purchases, terms apply
  • See if you Pre-Qualify in less than 60 seconds
  • Enjoy peace of mind with $0 Fraud Liability
  • Automatic reviews for credit line increases give you opportunities to get even more credit
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts.

Intro Purchase APR

N/A

Regular Purchase APR

19.49% - 25.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $99

Min Credit Needed

FAIR


Intro Purchase APR

N/A

Regular Purchase APR

29.99%*

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0*

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $39

Foreign Transaction Fee

N/A

Penalty APR

N/A

Late Fee

Up to $39

Cash Advance Fee

N/A

Cash Advance APR

N/A

Card Information

Card Details

  • Easy application! Get a credit decision in seconds.
  • Build your credit history - Fingerhut reports to all 3 major credit bureaus
  • Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
  • Enjoy payments as low as $7.99 per month if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Not an access card.

Card Details

  • Easy application! Get a credit decision in seconds.
  • Build your credit history - Fingerhut reports to all 3 major credit bureaus
  • Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
  • Enjoy payments as low as $7.99 per month if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Not an access card.

Intro Purchase APR

N/A

Regular Purchase APR

29.99%*

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0*

Min Credit Needed

POOR


Intro Purchase APR

N/A

Regular Purchase APR

20.95% - 29.2%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $70

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $40

Foreign Transaction Fee

See Terms*

Penalty APR

N/A

Late Fee

Up to $40

Cash Advance Fee

$0

Cash Advance APR

25.95% - 34.2%* Variable

Card Information

Card Details

  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Credit Line Range $550 - $1,200, Doubling to $1,100 - $2,500
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
  • Get your updated FICO® Score each month.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee

Card Details

  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Credit Line Range $550 - $1,200, Doubling to $1,100 - $2,500
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
  • Get your updated FICO® Score each month.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee

Intro Purchase APR

N/A

Regular Purchase APR

20.95% - 29.2%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$0 - $70

Min Credit Needed

POOR


Intro Purchase APR

N/A

Regular Purchase APR

9.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $28

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

18.99%* Variable

Card Information

Card Details

  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account.

Card Details

  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account.

Intro Purchase APR

N/A

Regular Purchase APR

9.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Min Credit Needed

POOR