Points Credit Cards

We suggest offers based on money we make from our partners.

This offer is no longer available on our site: Marriott Rewards® Premier Credit Card

Intro Purchase APR

N/A

Regular Purchase APR

N/A

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$550

Rewards

None
Points

Balance Transfer Fee

N/A

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $39

Foreign Transaction Fee

None

Penalty APR

N/A

Late Fee

Up to $39

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.74%* Variable

Card Information

Great for airport lounge luxury

Card Details

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply

Card Details

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply

Intro Purchase APR

N/A

Regular Purchase APR

N/A

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$550

Min Credit Needed

EXCELLENT

 

Intro Purchase APR

N/A

Regular Purchase APR

18.49% - 25.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49% - 25.49%* Variable

Annual Fee

$550

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

None

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.49%* Variable

Card Information

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select.
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select.
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.

Intro Purchase APR

N/A

Regular Purchase APR

18.49% - 25.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

18.49% - 25.49%* Variable

Annual Fee

$550

Min Credit Needed

EXCELLENT

 

Intro Purchase APR

0% 15 Months

Regular Purchase APR

15.49% - 25.49%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

15.49% - 25.49%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3%

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

25.49%* Variable

Card Information

Great for cash back on a night out

Card Details

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee.

Card Details

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee.

Intro Purchase APR

0% 15 Months

Regular Purchase APR

15.49% - 25.49%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

15.49% - 25.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD

 

Intro Purchase APR

N/A

Regular Purchase APR

17.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.49% - 24.49%* Variable

Annual Fee

$95

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

None

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.49%* Variable

Card Information

Great for maximizing travel rewards

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

Intro Purchase APR

N/A

Regular Purchase APR

17.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.49% - 24.49%* Variable

Annual Fee

$95

Min Credit Needed

GOOD

 

Intro Purchase APR

0% 15 Months

Regular Purchase APR

15.49% - 25.49%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

15.49% - 25.49%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3%

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

25.49%* Variable

Card Information

Great for simple cash back

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees.

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees.

Intro Purchase APR

0% 15 Months

Regular Purchase APR

15.49% - 25.49%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

15.49% - 25.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD

 

Intro Purchase APR

N/A

Regular Purchase APR

See Terms*

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$250

Rewards

None
Points

Balance Transfer Fee

N/A

Min Credit Needed

EXCELLENT

Return Payment Fee

Up to $39

Foreign Transaction Fee

None

Penalty APR

See Terms*

Late Fee

Up to $39

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.74%* Variable

Card Information

Great for dining out

Card Details

  • Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply

Card Details

  • Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply

Intro Purchase APR

N/A

Regular Purchase APR

See Terms*

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$250

Min Credit Needed

EXCELLENT

 

Intro Purchase APR

0% 15 Months

Regular Purchase APR

16.49% - 25.24%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

16.49% - 25.24%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

None

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.49%* Variable

Card Information

Great for unlimited, flat-rate cash back

Card Details

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. No Annual Fee.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5. After that, the fee for future balance transfers is 5% of the amount transferred, with a minimum of $5

Card Details

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. No Annual Fee.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5. After that, the fee for future balance transfers is 5% of the amount transferred, with a minimum of $5

Intro Purchase APR

0% 15 Months

Regular Purchase APR

16.49% - 25.24%* Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

16.49% - 25.24%* Variable

Annual Fee

$0

Min Credit Needed

GOOD

 

Intro Purchase APR

N/A

Regular Purchase APR

15.99% - 24.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

15.99% - 24.99%* Variable

Annual Fee

$0 intro, $95 after first year

Rewards

None
Cash Back

Balance Transfer Fee

$0

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $39

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.99%* Variable

Card Information

Great for dining and entertainment

Card Details

  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that.

Card Details

  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that.

Intro Purchase APR

N/A

Regular Purchase APR

15.99% - 24.99%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

15.99% - 24.99%* Variable

Annual Fee

$0 intro, $95 after first year

Min Credit Needed

GOOD

 

Intro Purchase APR

N/A

Regular Purchase APR

17.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.49% - 24.49%* Variable

Annual Fee

$95

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

N/A

Foreign Transaction Fee

$0

Penalty APR

None

Late Fee

N/A

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.49%* Variable

Card Information

Card Details

  • Earn 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, 25,000 Bonus Points after you spend $6,000 total within 6 months of account opening.
  • Free nights start at 5,000 points
  • Receive 1 free night at any Category 1-4 Hyatt hotel or resort after your Cardmember anniversary
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Elite status and 5 qualifying night credits every year as long as your account is open
  • Earn 2 qualifying night credits towards tier status everytime you spend $5,000 on your card
  • Earn 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.

Card Details

  • Earn 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, 25,000 Bonus Points after you spend $6,000 total within 6 months of account opening.
  • Free nights start at 5,000 points
  • Receive 1 free night at any Category 1-4 Hyatt hotel or resort after your Cardmember anniversary
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Elite status and 5 qualifying night credits every year as long as your account is open
  • Earn 2 qualifying night credits towards tier status everytime you spend $5,000 on your card
  • Earn 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.

Intro Purchase APR

N/A

Regular Purchase APR

17.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.49% - 24.49%* Variable

Annual Fee

$95

Min Credit Needed

EXCELLENT

 

 

Intro Purchase APR

0% 15 Months

Regular Purchase APR

14.99% - 24.99% Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

14.99% - 24.99% Variable

Annual Fee

$0

Rewards

None
Points

Balance Transfer Fee

3%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

Up to $40

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99% Variable

Late Fee

Up to $40

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.74% Variable

Card Information

Great for smaller purchases

Card Details

  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Card Details

  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Intro Purchase APR

0% 15 Months

Regular Purchase APR

14.99% - 24.99% Variable

Intro Balance Transfer APR

0% 15 Months

Regular Balance Transfer APR

14.99% - 24.99% Variable

Annual Fee

$0

Min Credit Needed

GOOD

 

Intro Purchase APR

N/A

Regular Purchase APR

17.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.49% - 24.49%* Variable

Annual Fee

$99

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

None

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

26.49%* Variable

Card Information

Great for frequent Southwest flyers

Card Details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Redeem your points for flights, hotel stays, gift cards, access to events, and more

Card Details

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Redeem your points for flights, hotel stays, gift cards, access to events, and more

Intro Purchase APR

N/A

Regular Purchase APR

17.49% - 24.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

17.49% - 24.49%* Variable

Annual Fee

$99

Min Credit Needed

EXCELLENT