Low Interest Rate Credit Cards

We suggest offers based on money we make from our partners.

Card Details

  • Unlimited 1.5% cash back on every purchase — it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum. No Annual Fee

Purchase Intro APR

15 Months 0%* intro

Purchase Regular APR

16.99% - 25.74%* Variable

Balance Transfer
Intro APR

15 Months 0%* intro

Balance Transfer
Regular APR

16.99% - 25.74%* Variable

Annual Fee

$0

Average approved score

N/A

Typical Low: N/A Typical High: N/A


Card Details

  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.

Purchase Intro APR

15 Months 0%

Purchase Regular APR

15.24% - 26.24%* Variable

Balance Transfer
Intro APR

15 Months 0%

Balance Transfer
Regular APR

15.24% - 26.24%* Variable

Annual Fee

$0

Average approved score

710

Typical Low: 655 Typical High: 778


Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.24% - 25.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.24% - 25.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Purchase Intro APR

15 months 0%*

Purchase Regular APR

15.24% - 25.24%* Variable

Balance Transfer
Intro APR

15 months 0%*

Balance Transfer
Regular APR

15.24% - 25.24%* Variable

Annual Fee

$0

Average approved score

721

Typical Low: 658 Typical High: 805


Card Details

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases. 
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. 
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%. 
  • $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee. 
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017. 
  • No Annual Fee. 
  • Terms Apply.

Purchase Intro APR

15 Months 0%

Purchase Regular APR

15.24% - 26.24%* Variable

Balance Transfer
Intro APR

15 Months 0%

Balance Transfer
Regular APR

15.24% - 26.24%* Variable

Annual Fee

$0

Average approved score

N/A

Typical Low: N/A Typical High: N/A


Card Details

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 14.24% - 24.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Purchase Intro APR

12 months 0%*

Purchase Regular APR

14.24% - 24.24%* Variable

Balance Transfer
Intro APR

N/A

Balance Transfer
Regular APR

14.24% - 24.24%* Variable

Annual Fee

$0

Average approved score

697

Typical Low: 651 Typical High: 764


Card Details

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms, and conditions

Purchase Intro APR

18 Months 0%

Purchase Regular APR

13.74% - 27.24%* Variable

Balance Transfer
Intro APR

18 Months 0%

Balance Transfer
Regular APR

13.74% - 27.24%* Variable

Annual Fee

$0

Average approved score

N/A

Typical Low: N/A Typical High: N/A


Card Details

  • Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

Purchase Intro APR

12 Months 0%

Purchase Regular APR

14.74% - 27.24%* Variable

Balance Transfer
Intro APR

12 Months 0%

Balance Transfer
Regular APR

14.74% - 27.24%* Variable

Annual Fee

$0

Average approved score

N/A

Typical Low: N/A Typical High: N/A


Card Details

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*

Purchase Intro APR

N/A

Purchase Regular APR

15.74% - 25.74%* Variable

Balance Transfer
Intro APR

18 Months 0%*

Balance Transfer
Regular APR

15.74% - 25.74%* Variable

Annual Fee

$0*

Average approved score

740

Typical Low: 673 Typical High: 810


Card Details

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Purchase Intro APR

12 Months* 0%*

Purchase Regular APR

16.24% - 26.24%* Variable

Balance Transfer
Intro APR

21 Months* 0%*

Balance Transfer
Regular APR

16.24% - 26.24%* Variable

Annual Fee

$0*

Average approved score

699

Typical Low: 652 Typical High: 767


Card Details

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum. No annual fee
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases

Purchase Intro APR

15 Months 0%* intro

Purchase Regular APR

16.99% - 25.74%* Variable

Balance Transfer
Intro APR

15 Months 0%* intro

Balance Transfer
Regular APR

16.99% - 25.74%* Variable

Annual Fee

$0

Average approved score

683

Typical Low: 633 Typical High: 758