These offers are no longer available on our site: Citi Simplicity® Card, Citi® Diamond Preferred® Card, Citi Rewards+℠ Card, Ink Business Cash℠ Credit Card, Citi Rewards+℠ Student Card


1. Citi® Double Cash Card

Great for high flat-rate cash back

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Intro Purchase APR Regular Purchase APR Intro Balance Transfer APR Regular Balance Transfer APR Annual Fee Minimum Credit Needed
18 Months
N/A 13.99% - 23.99% 0% 13.99% - 23.99% $0 EXCELLENT
Variable Variable