These offers are no longer available on our site: Citi Simplicity® Card, Citi® Diamond Preferred® Card, Citi Rewards+℠ Card, Ink Business Cash℠ Credit Card, Citi Rewards+℠ Student Card
- Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
|Intro Purchase APR||Regular Purchase APR||Intro Balance Transfer APR||Regular Balance Transfer APR||Annual Fee||Minimum Credit Needed†|
|N/A||13.99% - 23.99%||0%||13.99% - 23.99%||$0||EXCELLENT†|