Chase Sapphire Preferred® Card

Cardholders' Choice i
Cardholders' Choice i
Apply now
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • 2X points on travel and dining at restaurants worldwide 
  • 1 point per dollar spent on all other purchases.
Annual Fee:
$95
Purchase Intro APR:
N/A
Purchase Regular APR:
18.24% - 25.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.24% - 25.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 27.24%* Variable
Cash Advance Fee 5%, Min: $10
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%, Min: $5
Foreign Transaction Fee $0
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 60,000 points after you spend $4,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Restaurants

2 points per dollar

2X points on travel and dining at restaurants

Airfare

2 points per dollar

2X points on travel and dining at restaurants


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
bhfowler88
Excellent card
by bhfowler88
Helpful to 55 out of 55

CK had approval odds at fair, decided to apply anyway and was instantly approved for $5100. CK scores were 625 and 629. They sent FICO credit score with my card and it showed 668. Great card, great cl and online application and instant decision were so fast and easy! Highly recommend. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Gibral
Issues in the UK
by Gibral
Helpful to 418 out of 465

Ifthis card is designed for you to travel with then it is not fulfilling it's value. I went to UK and multiple areas in London, different parts of England, Wales and Ireland could not read the card. Places like McDonald's, Hamleys, etc. I'd say half of the retailers could not read it. Worst case was budget rent a car could not read it so I ended up having to use my debit card and having to pay extra ($250) for rental car insurance. Again, this should not happen if it is a card designed for travel that you have to pay $95 for.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2018 through March 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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