U.S. Bank Business Edge™ Platinum Card

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  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
  • No annual fee*
  • Free employee cards
  • Zero fraud liability* protects you against unauthorized transactions
Annual Fee:
$0
Purchase Intro APR:
0%*
(12 Billing Cycles)
Purchase Regular APR:
10.24% - 18.24%*
Variable
Balance Transfer Intro APR:
0%*
(12 Billing Cycles)
Balance Transfer Regular APR:
10.24% - 18.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.24%
Cash Advance Fee 4%, Min: $10
Late Fee Up to $39
Penalty APR 28.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee Up to 3%
Return Payment Fee Up to $35

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
Excited to have been just approved!
by Anonymous
Helpful to 39 out of 48

I was just approved for this card, and since there are no reviews and credit karma had previously indicated I had a "poor" chance of being approved, I thought I would share what I was approved for--I currently have a CK score of 699, Vantage 811, FICO 727, Equifax 668 (those are the scores I know at the moment), and I was approved for a 3k line at 17% APR.  I had received a pre-approval but hadn't acted on it, but my business bank account was targeted for fraud last week and I was encouraged to apply when I was in the bank closing and reopening my business account.  It's not the kind of line I used to get approved for before the recession, but like many business owners, I was seriously affected by the recession and I had personally guaranteed cards I missed payments on, so I have been in rebuilding credit mode the last few years.  I am very pleased that US Bank has given me and my business this opportunity to establish credit with the bank.  

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
Anonymous
Excited to have been just approved!
by Anonymous
Helpful to 39 out of 48

I was just approved for this card, and since there are no reviews and credit karma had previously indicated I had a "poor" chance of being approved, I thought I would share what I was approved for--I currently have a CK score of 699, Vantage 811, FICO 727, Equifax 668 (those are the scores I know at the moment), and I was approved for a 3k line at 17% APR.  I had received a pre-approval but hadn't acted on it, but my business bank account was targeted for fraud last week and I was encouraged to apply when I was in the bank closing and reopening my business account.  It's not the kind of line I used to get approved for before the recession, but like many business owners, I was seriously affected by the recession and I had personally guaranteed cards I missed payments on, so I have been in rebuilding credit mode the last few years.  I am very pleased that US Bank has given me and my business this opportunity to establish credit with the bank.  


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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