U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

APPLY NOW
  • Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on total rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee*
  • Net purchases are purchases minus credits and returns
Annual Fee:
$0
Purchase Intro APR:
0%*
(9 Months)
Purchase Regular APR:
12.24% - 18.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
12.24% - 18.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.24%
Cash Advance Fee 4%, Min: $10
Late Fee Up to $39
Penalty APR 28.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee Up to 3%
Return Payment Fee Up to $35

Rewards

Sign-Up Bonus

Earn $150 after you spend $500 in 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Gas

3% cash back per dollar

3% cash back on all cellular, gas and office supply store net purchases


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
SonnyHoney54
Check this business card out!
by SonnyHoney54
Helpful to 39 out of 44

I currently have a US Cash+ card with a $10,000.00 line of credit.   I started out with an $8,000.00 line one year ago.  My Credit Karma score at that time was a very thin 720 and afterwards my CK score went down to 646 after adding 3 new accounts the next month.   About a month ago I went on the US Bank web site and started an application for their business card but did not finish it.    Wouldn't you know a couple of weeks later I received an invitation to apply for their business credit card.     I called US Bank on 8/12/2013 went through the application process with income of $60,450.00 using my Business name.  On 8/15/2013 I login onto my CK account and my new business credit card was listed with my other credit accounts!   The new business credit card had showed up with my other credit account.    I have been using the Credit Karma Monitoring platform and works wonderful.   I call the US Bank application status phone number to check if the information I was seeing was correct.  I was told that my new business card has a $15,100.00 line of credit and my current CK score is 682.  At myFICO.com my Equifax score is 772,  Credit.com 751 and Credit Sesame 763 are Experian scores.   US Bank has a very good rewards program with a customer service center base in American.  That benefit is worth a lot when it comes time to speaking to a customer service person.    If you are looking to get away from the big 4 banks, US Bank is the 5th largest bank in size.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
issue resolved quickly , however,.......
by Anonymous
Helpful to 9 out of 16

i never used card for any large purchases, balance always small. Last year , someone charged my account for over 3500 for a  motor in japan, never got an alert or phone call . Would think that was a Huge RED FLAG !!!!!


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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