Indigo® Platinum Mastercard®

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  • Less than perfect credit histories can qualify, even with prior bankruptcy!  
  • Choose your custom card design - Free  
  • Account history is reported to the three major credit bureaus in the U.S.  
  • Fast and easy decision on your application  
  • Access your account online or from your mobile device 24/7  
  • Protection from fraud, if your card happens to be lost or stolen   
  • Accepted nationwide wherever Mastercard is accepted 
Annual Fee:
$75 - $99
Purchase Intro APR:
N/A
Purchase Regular APR:
23.90%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 29.90%
Cash Advance Fee See Terms*
Late Fee Up to $38
Penalty APR 29.90%
Balance Transfer Fee N/A
Foreign Transaction Fee 1%
Return Payment Fee Up to $38

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
MonicaFun198
Serves its purpose
by MonicaFun198
Helpful to 931 out of 975

I've read the reviews about this card and the reason I decided to apply anyway is because most of the complaints about the card are because the applicant simply didn't read what they were signing up for. This isn't the fault of the company...it's your job to read, read, read! I expected to have the annual fee on the card already when it arrived because you know...I read. Anyway, I was approved for the card and received it within a week. I activated it with no problem and I even used the card out of town without a problem (one of the reviewers mentioned being declined while out of town). I haven't had to use customer service so I can't review that, the website has worked well for me every time. I will come back in a few months to report any other experiences I've had with the card (good or bad). I won't keep this card forever, this is merely to help my credit score again as I don't have money to put onto a secured card right now. My plan with this card though is to just charge netflix and pay it off. The interest rate is really high, so you really don't want to use it for more than that. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
WJB2018
Served its purposed
by WJB2018
Helpful to 796 out of 850

Got this card with "bad credit". Used card responsibly and made payments on time. No issues with making payments from website as they always posted on time. One credit rating improved was able to get better cards. Closed this card after 11 monthes paid in full with no issues. Just didn't want to pay $99 annual on a $300 limit card. Customer service was very helpful when closing the card and was updated accurately to CB.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2018 through November 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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