Ink Business Preferred℠ Credit Card

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  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee 
Annual Fee:
$95
Purchase Intro APR:
N/A
Purchase Regular APR:
18.24% - 23.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.24% - 23.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 27.24%* Variable
Cash Advance Fee 5%, Min: $15
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%, Min $5
Foreign Transaction Fee $0
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 80,000 points after you spend $5,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Lissa001
Good credit card!
by Lissa001
Helpful to 14 out of 15

I was approved with FICO score of 640 and have a couple of old collections on my account. I had to go through the verification process which took about 2 weeks and than was approved for $3000. I also had opened a business checking account and showed them my DBA certificate to prove I had a business. Overall I’m very pleased to have been approved for this credit card. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
Lissa001
Good credit card!
by Lissa001
Helpful to 14 out of 15

I was approved with FICO score of 640 and have a couple of old collections on my account. I had to go through the verification process which took about 2 weeks and than was approved for $3000. I also had opened a business checking account and showed them my DBA certificate to prove I had a business. Overall I’m very pleased to have been approved for this credit card. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2018 through February 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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