British Airways Visa Signature® Card

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  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
  • Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year from account opening for a total of 75,000 bonus Avios.
  • Earn a further 25,000 bonus Avios after you spend $20,000 total on purchases within your first year from account opening for a total of 100,000 bonus Avios.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
Annual Fee:
$95
Purchase Intro APR:
N/A
Purchase Regular APR:
16.99% - 23.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.99% - 23.99%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 5%, Min; $10
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%, Min: $5
Foreign Transaction Fee $0
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 50,000 points after you spend $3,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending

Airfare

3 points per dollar

3 Avios for every $1 spent on British Airways purchases


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
Anonymous
Do You Want This Card? Think Twice!!!
by Anonymous
Helpful to 4 out of 5

This card is a rip off. The companion complementary "free" ticket is a fiction. The sits are never available and if they somehow are you pay way more in the fees and taxes than for a regular airline ticket. I was using it for hotels, but got ripped off for $800.- I booked a hotel partially with Avios and my card, but had to leave the hotel two days sooner for a documented medical emergency. The hotel would refund me on spot, but could not, because I used this British Airways Avios "reward" program. They referred me back to the card customer relations unit, which did nothing to refund me neither in avios nor cash. I got simply penalized for using this card and lost not only vacation, but money. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
Do You Want This Card? Think Twice!!!
by Anonymous
Helpful to 4 out of 5

This card is a rip off. The companion complementary "free" ticket is a fiction. The sits are never available and if they somehow are you pay way more in the fees and taxes than for a regular airline ticket. I was using it for hotels, but got ripped off for $800.- I booked a hotel partially with Avios and my card, but had to leave the hotel two days sooner for a documented medical emergency. The hotel would refund me on spot, but could not, because I used this British Airways Avios "reward" program. They referred me back to the card customer relations unit, which did nothing to refund me neither in avios nor cash. I got simply penalized for using this card and lost not only vacation, but money. 


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