Wells Fargo Rewards Visa® Credit Card

Sorry, this offer is no longer available on Credit Karma.
  • NEW: Earn 15,000 bonus points if you spend $1,000 in net purchases during the first 3 months
  • Earn 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months
  • Earn 1X rewards points per dollar on virtually all other net purchases every day
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 12.65%-26.49%
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
12.65% - 26.49%*
Variable
Balance Transfer Intro APR:
0%
(12 Months)
Balance Transfer Regular APR:
12.65% - 26.49%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.49% - 26.49%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 12 months
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 15,000 points after you spend $1,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

5 points per dollar

Earn 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months

Groceries

5 points per dollar

Earn 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
CarlHeinz
Good stand-by card
by CarlHeinz

Rewards for the first six months were better than any of my other cards, but I can't find a good reason to use it after that six month period and interest-free period are over with just 1% cash back for all purchases. I do have a relatively high credit limit with this card, so it may prove useful in case of emergencies.

Rewards system is clunky, requires being redirected several times (from bank's site through to the point where rewards are accesible) to use. Rewards are only accessible in $25 increments, effectively meaning you need to spend $2500 on everyday purchases before you can redeem your $25. There are a limited number of other vendors who will periodically offer >1% rewards on purchases.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
CarlHeinz
Good stand-by card
by CarlHeinz

Rewards for the first six months were better than any of my other cards, but I can't find a good reason to use it after that six month period and interest-free period are over with just 1% cash back for all purchases. I do have a relatively high credit limit with this card, so it may prove useful in case of emergencies.

Rewards system is clunky, requires being redirected several times (from bank's site through to the point where rewards are accesible) to use. Rewards are only accessible in $25 increments, effectively meaning you need to spend $2500 on everyday purchases before you can redeem your $25. There are a limited number of other vendors who will periodically offer >1% rewards on purchases.


Our Take

If you’re looking for a solid, everyday credit card, the Wells Fargo Rewards Visa® Credit Card could be a good option.

What to Like

Cardholders can earn 15,000 bonus rewards points after spending $1,000 in net purchases in the first 3 months. The card also offers 5x rewards points for every dollar spent in net purchases at gas stations, drugstores and grocery stores in the first 6 months. There’s also a 0% intro APR on purchases and balance transfers for the first 12 months and no annual fee.

Look Out For

Though there’s a 0% intro APR period for balance transfers, there’s still a balance transfer fee. There’s also a foreign transaction fee, and rewards dip down to just 1% on purchases after the first 6 months.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2017 through August 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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