Wells Fargo Rewards Visa® Credit Card

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  • NEW: Earn 15,000 bonus points if you spend $1,000 in net purchases during the first 3 months
  • Earn 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months
  • Earn 1X rewards points per dollar on virtually all other net purchases every day
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 12.40%-26.24%
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
$0
Purchase Intro APR:
0%
(12 Months)
Purchase Regular APR:
12.40% - 26.24%*
Variable
Balance Transfer Intro APR:
0%
(12 Months)
Balance Transfer Regular APR:
12.40% - 26.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.24% - 26.24%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% Intro for 12 months
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 15,000 points after you spend $1,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

5 points per dollar

Earn 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months

Groceries

5 points per dollar

Earn 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months


Our Take

If you’re looking for a solid, everyday credit card, the Wells Fargo Rewards Visa® Credit Card could be a good option.

What to Like

Cardholders can earn 15,000 bonus rewards points after spending $1,000 in net purchases in the first 3 months. The card also offers 5x rewards points for every dollar spent in net purchases at gas stations, drugstores and grocery stores in the first 6 months. There’s also a 0% intro APR on purchases and balance transfers for the first 12 months and no annual fee.

Look Out For

Though there’s a 0% intro APR period for balance transfers, there’s still a balance transfer fee. There’s also a foreign transaction fee, and rewards dip down to just 1% on purchases after the first 6 months.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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