Wells Fargo Propel American Express® Card

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  • Limited Time Offer! Earn 30K bonus points when you spend $3,000 on purchases in the first 3 months and earn an additional 20K bonus points when you spend $15,000 total on purchases in your first year – that's up to a $500 cash redemption value
  • Earn 3X points for eating out and ordering in 
  • Earn 3X points for gas stations, rideshares and transit
  • Earn 3X points for travel including flights, hotels, homestays and car rentals
  • Earn 1X points on other purchases
  • $0 Annual Fee 
  • 0% Intro APR for 9 months on purchases and balance transfers (fees apply), then a 16.24%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee 
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Annual Fee:
$0
Purchase Intro APR:
0%
(9 Months)
Purchase Regular APR:
16.24% - 27.24%*
Variable
Balance Transfer Intro APR:
0%
(9 Months)
Balance Transfer Regular APR:
16.24% - 27.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.24% - 28.24%* Variable
Cash Advance Fee 5%
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 3% for 120 days, then 5%
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 30,000 points after you spend $3,000 in the first 3 months.

Plus earn an additional 20K bonus points when you spend $15,000 total in the first 12 months.

All Purchases

1 point per dollar

No cap on spending

Gas

3 points per dollar

3X points on gas. Includes rideshares and transit

Restaurants

3 points per dollar

3X points at U.S. restaurants. Includes eating out and ordering in

Airfare

3 points per dollar

3X point on travel. Includes flights, hotels, homestays and car rentals


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
TheNickage
Solid rewards, good overall
by TheNickage
Helpful to 30 out of 30

The application was rather straight forward. Got the card in 3-5 days, and the card itself is heavier than normal. It feels very durable. Was approved for 2k with scores in the mid to high 600s while I build credit (I've never had credit cards before). Main goal was to get a points card and add a revolving acct to imporve utilization. The structure for updating payments is REALLY odd. I'll make a payment, and it reflects the payment the next day, then reverts back, as if I haven't made the payment. I this is what causes some to get denied when they use it. Roughly 5-7 days later, the available balance changes to reflect the payment the rewards points also update at odd times. The bonus points are at stores typical users would shop at, and are quite significant (5pts/$1)

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
3DayWeekend
Good overall, embarrassingly declines
by 3DayWeekend
Helpful to 35 out of 39

Declines when you need it most. At least that’s what it seems like. When you’re in a parking garage and want to leave yet you can’t because you Card is declined. For a $3 charge. It’s embarrassing. Or getting a haircut, whip out a AMex and BAM. Declines. This has ruined the experience of this card for me. I’ve been sent a new one to help with these merchants declining but having to update the code on all the auto payments I had set up was a hassle. It’s a good card overall, competitive rewards but has many issues. Will look at other options. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2018 through February 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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