USAA Classic Platinum Visa®

Sorry, this offer is no longer available on Credit Karma.
  • Best for members looking to rebuild credit history.
  • No foreign transaction fees when you travel outside the United States.
  • Consistent, on-time payments could improve your credit rating. 
Annual Fee:
$35
Purchase Intro APR:
N/A
Purchase Regular APR:
18.65% - 24.65%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.65% - 24.65%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 18.65% - 24.65%* Variable
Cash Advance Fee 3%
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee Up to $35

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
Great card for building credit
by Anonymous
Helpful to 1 out of 1

Was approved for 500 on a 624Ck, after 6 months of keeping utilization under 20% they increased me to 1500!! Credit score is at 676 fico 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Deanwrd
Interests too high
by Deanwrd
Helpful to 1 out of 2

They don't negotiate if you want a lower interest rate. Even upon leaving they couldn't/wouldn't give a lower interest rate. Had the card for three years, always paid on time and at least paid 3x the miniumum. Was very disapointed. I think the whole U.S. military thing is a sham, but some people swear by them. Not me, at least not for credit. They are very secure oriented and ask a lot of questions even after voice identification. After awhile it was a hassle. Much happier that I moved on from USAA Classic Platinum Visa/MasterCard.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2017 through October 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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