USAA Classic Visa Platinum®

Cardholders' Choice i
Cardholders' Choice i
APPLY NOW
  • This credit card is best for members with average credit.
  • Use your card to make purchases worldwide.
  • USAA will periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
Annual Fee:
$35
Purchase Intro APR:
N/A
Purchase Regular APR:
18.15% - 24.15%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
18.15% - 24.15%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 18.15% - 24.15%* Variable
Cash Advance Fee 3%
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee Up to $35

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
CreditKarmaConvert
GREAT USAA VISA CARD!!!
by CreditKarmaConvert
Helpful to 9 out of 9

After using the Secured USAA AMEX card for a year; all paid in full every month &

getting my FICO score up to 640 I was immediately approved for the unsecured 

USAA Classic AMEX Card for $2500!!!  Then pulled the trigger again and BANG---

approved for this USAA Classic VISA for another Credit limit line of $2500.

$5000 in unsecured credit approved in 30 days folks,,,IT REALLY DOES WORK IF YOU WORK IT!!!

All I have to say is GOD BLESS USAA!!!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
MichaelL201
by MichaelL201
Helpful to 1 out of 8

Application Process is Flawed.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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