USAA Secured Card Visa Platinum®

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  • Best for members rebuilding or establishing credit It's a real credit card - not a debit or prepaid card.                                                                            
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
Annual Fee:
$35
Purchase Intro APR:
N/A
Purchase Regular APR:
10.40% - 20.40%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
10.40% - 20.40%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 10.40% - 20.40%* Variable
Cash Advance Fee 3%
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee Up to $35

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
BrokeCollegeStudent641
Great way to start building credit!
by BrokeCollegeStudent641
Helpful to 16 out of 16

Applied with no credit history whatsoever and got approved. I only make approx $8k a year as a college student so I was pleasantly surprised. The annual fee is annoying considering that other secured cards do not have one but USAA has such great customer service that IMO it is worth the $3/month.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
BrokeCollegeStudent641
Great way to start building credit!
by BrokeCollegeStudent641
Helpful to 16 out of 16

Applied with no credit history whatsoever and got approved. I only make approx $8k a year as a college student so I was pleasantly surprised. The annual fee is annoying considering that other secured cards do not have one but USAA has such great customer service that IMO it is worth the $3/month.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from August 2016 through January 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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