USAA Secured Cards® American Express® Card

Apply now
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
Annual Fee:
$35
Purchase Intro APR:
N/A
Purchase Regular APR:
10.90% - 26.90%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
10.90% - 26.90%*
Variable

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 10.90% - 26.90%* Variable
Cash Advance Fee 3%
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
davidshelton88
I have and they have been vital.
by davidshelton88
Helpful to 76 out of 78

I placed a 300 limit on my card and I have paid the bill (down to 3%) every month on time and my score rose 60 points.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Lululigety
Great service but needs graduation plan
by Lululigety
Helpful to 78 out of 84

I love my USAA AMEX secured card but they do not have a plan to gradute the secured card to unsecured.  I have had my card for almost 4 years and do not want to a)close out an older positive account and b)have another inquiry on my credit report.  It would be great if USAA would reward positive accounts to unsecured after a period of time.  The interest rates (for my credit score) and customer service are unbeatable, so I still recommend, but be aware and maybe go with a lower deposit so your money won't be held hostage!


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2017 through June 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.