USAA Secured Cards® American Express® Card

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  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
Annual Fee:
$35
Purchase Intro APR:
N/A
Purchase Regular APR:
10.90% - 20.90%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
10.90% - 20.90%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 10.90% - 20.90%* Variable
Cash Advance Fee 3%
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
davidshelton88
I have and they have been vital.
by davidshelton88
Helpful to 94 out of 96

I placed a 300 limit on my card and I have paid the bill (down to 3%) every month on time and my score rose 60 points.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
blaqout31
Be prepared for no one to know anything
by blaqout31
Helpful to 57 out of 63

I opened this account this year and for the first month after I made my initial deposit no one could tell me when I would receive my card. It was not what I expected from USAA. They don't report every month either, once every three months.


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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