ACE Elite™ Visa® Prepaid Card

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  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime Alerts™ - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Annual Fee:
See Terms*
*
Purchase Intro APR:
N/A*
Purchase Regular APR:
N/A
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A*
Cash Advance Fee N/A*
Late Fee See Terms*
Balance Transfer Fee N/A*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
tharris72206
by tharris72206

I have been using this card since 2006 and I love it. You can do everything that you can with a regular checking account. When you enroll in direct deposit, the monthly service fee is only $5.00. I get free unlimited use of my debit card, no fees! The only time i have pay any fees is when using an ATM and it only costs $3.00 to withdraw money from an ACE cash express location. This card also has the 24 grace period for overdrafts. So if you overdraw on your account, you have 24 hous to deposit the funds to cover the transaction and you will not be charged a fee. I love this card. The only drawback is that you cannot get a loan and this card does not report to the credit bureaus.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
tharris72206
by tharris72206

I have been using this card since 2006 and I love it. You can do everything that you can with a regular checking account. When you enroll in direct deposit, the monthly service fee is only $5.00. I get free unlimited use of my debit card, no fees! The only time i have pay any fees is when using an ATM and it only costs $3.00 to withdraw money from an ACE cash express location. This card also has the 24 grace period for overdrafts. So if you overdraw on your account, you have 24 hous to deposit the funds to cover the transaction and you will not be charged a fee. I love this card. The only drawback is that you cannot get a loan and this card does not report to the credit bureaus.


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† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2015 through August 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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