Merrick Bank Double Your Line™ Visa® Credit Card

Apply now
  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic. 
  • Get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee.
Annual Fee:
See Terms*
Purchase Intro APR:
N/A
Purchase Regular APR:
See Terms*
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
See Terms*

Details, Rates & Fees

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR See Terms*
Balance Transfer Fee See Terms*
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
brianr421
They EXACTLY what they promise!
by brianr421
Helpful to 104 out of 108

I got my card a couple years ago, they doubled my credit I believe it was 9 months after I payed on time, since then I've gotten 2 more increases yes the interest is high but I've found them to be helpful when I've called and they have held up to their end of what they promised. I'm very happy with this card

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
tudec1
Closed for inactivity without warning
by tudec1
Helpful to 217 out of 241

They offered me an initial $1,100 credit line. I made a couple small purchases, paid them off, and as promised they later doubled my credit line to $2,200. Then about a year later, WITHOUT ANY NOTICE OR WARNING WHATSOEVER, I received a letter saying that "due to inactivity" they had reduced my credit limit to a mere $300 -- and 30 days later would close my account entirely. There was no recource or option to change that. The letter SPECIFICALLY stated that even if I start using the card now, it would NOT change anything. My account was being closed anyway. And it was ONLY due to inactivity, not credit rating or payment history. In other words, for being financially responsible and not racking up debt, they decided to close my account without warning or any chance to become active.


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2018 through March 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
My Saved Cards
Title
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.