HSBC Cash Rewards Mastercard® credit card

Apply now
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Annual Fee:
$0
Purchase Intro APR:
N/A
Purchase Regular APR:
15.24%, 19.24% or 25.24%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
15.24%, 19.24% or 25.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 27.24%
Cash Advance Fee 4%, Min: $10
Late Fee $37
Penalty APR 32.24%
Balance Transfer Fee 4%
Foreign Transaction Fee None
Return Payment Fee $25

Rewards

Welcome Bonus

Earn $150 after you spend $2,500 in the first 3 months.

All Purchases

1.5% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
cardsman321
Easy rewards redemption, decent cashback
by cardsman321
Helpful to 48 out of 73

I haven't had the issues I'm seeing in the other reviews. My $150 bonus posted quickly and I was easily able to redeem it as a statement credit. I use the card when im not getting a better cashback/rewards rate with another card for a particular purchase. It does it's job.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
spiderr
Garbage
by spiderr
Helpful to 216 out of 217

The rewards have minimums to pay out, customer service is difficult to get ahold of and their website is clunky and difficult to use. It also takes 40 days after the end of your introductory session to get your introductory rewards. I definitely do not recommend. 


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