HSBC Cash Rewards Mastercard® credit card

Apply now
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.99%, 18.99% or 24.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Annual Fee:
$0
Purchase Intro APR:
N/A
Purchase Regular APR:
14.99%, 18.99% or 24.99%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
14.99%, 18.99% or 24.99%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.99%
Cash Advance Fee 4%, Min: $10
Late Fee $37
Penalty APR 31.99%
Balance Transfer Fee 4%
Foreign Transaction Fee N/A
Return Payment Fee $25

Rewards

Welcome Bonus

Earn $150 after you spend $2,500 in the first 3 months.

All Purchases

1.5% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
JimmyTiger
The worst experience you will ever have
by JimmyTiger
Helpful to 184 out of 187

I wish there was an option for ZERO stars. If you are even considering this card, PLEASE,, for the love of God VISIT THE HSBC FACEBOOK PAGE and read for yourself the horror stories including mine.

This card is the worst mistake i have ever done. CreditKarma, you should be embarrased to have such a card in your recommendations. Do some research, please...they are a bad apple   in an otherwise great site here.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
JimmyTiger
The worst experience you will ever have
by JimmyTiger
Helpful to 184 out of 187

I wish there was an option for ZERO stars. If you are even considering this card, PLEASE,, for the love of God VISIT THE HSBC FACEBOOK PAGE and read for yourself the horror stories including mine.

This card is the worst mistake i have ever done. CreditKarma, you should be embarrased to have such a card in your recommendations. Do some research, please...they are a bad apple   in an otherwise great site here.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2018 through November 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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