Fingerhut Credit Account issued by WebBank

Apply now
  • Easy application! Get a credit decision in seconds.
  • Build your credit history - Fingerhut reports to all 3 major credit bureaus
  • Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
  • Enjoy payments as low as $6.99 per month if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Not an access card 
Annual Fee:
See Terms*
Purchase Intro APR:
N/A
Purchase Regular APR:
29.99%*
Fixed
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee N/A
Return Payment Fee Up to $38

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
B1514
by B1514
Helpful to 101 out of 105

Got card charged a little, paid over minimum was approved for 300 after a month or so was given 1000 increase, card has helped in many ways to boost credit. Would certainly recommend to anyone desiring a chance to establish or reestablish credit.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
crashleigh84
Pros and cons
by crashleigh84
Helpful to 679 out of 708

This is a good account for building credit. They approve almost anyone and they report monthly, so as long as you don't miss any payments you will begin to build credit history. Be smart, don't max it out, and pay more than the minumum. The only thing I hate about this card is the "temporary credit line increases" that they give way too often. You have to spend the money in order to make the credit line permanent. I wouldn't care except that they report the credit line increases to the credit bureaus, so they're going to report the decrease in a month or two. It's likey they're forcing you to spend money. Don't fall for it. Make your tiny purchases, pay them off quickly, and when your credit is looking good enough that you can open up better accounts, consider the pros and cons of shutting this one down. Use it only to build credit, not for actual shopping as the prices and interest rates are insane. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from July 2018 through December 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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