Deserve® Edu Mastercard

Apply now
  • No SSN required for International students
  • Amazon Prime Student on us (get reimbursed for subscription fees up to a lifetime total of $59)
  • 1% unlimited cash back on all purchases
  • Credit limits up to $5,000
  • No annual fee or foreign transaction fees
  • No security deposit or co-signer required 
  • Helps students build credit history and gain financial independence
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection
  • Complimentary cellphone insurance up to $600
Annual Fee:
$0
Purchase Intro APR:
N/A
Purchase Regular APR:
20.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $25
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee Up to $37

Rewards

All Purchases

1% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Kellie95
by Kellie95
Helpful to 5 out of 6

The best credit card for students with no/limited credit

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
Poor payment posting
by Anonymous
Helpful to 30 out of 32

The card works in most places and gives decent credit line at the beginning. But after sometime they just forget about you. Even the payments take 2 weeks to be available even when it already has been deducted from the checking account and also is posted in the transaction list, however it just isn't available for use and the money just sits somewhere where you can just see it but cannot use it for so long. This is just ridiculous. They say it's their policy, but they didn't do it before and suddenly after you are an old customer you are treated with unjustified policy that doesn't let you use your own money. 2-3 days can be justified but for 2 weeks is utterly ridiculous. I am hating this card. I don't recommend it.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2018 through November 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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