NASCAR® Credit Card from Credit One Bank®

Apply now
  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Never miss an account update with customizable text and email
Annual Fee:
$0 - $99
Purchase Intro APR:
N/A
Purchase Regular APR:
19.99% - 25.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee See Terms*
Late Fee Up to $38
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee 3%; Min: $1
Return Payment Fee Up to $38

Rewards

Gas

1% cash back per dollar

Earn 1% cash back on gas and automotive purchases (terms apply)


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
If you use it correctly, it will help!
by Anonymous
Helpful to 463 out of 487

Listen, this card will only give you about $400 to start with. The fee is $75. Use it to get gas or something small each month and pay it off. My credit limit when I just canceled it was $2500. This was after a couple of years, but they do increase your limit. I called a few times and they even took off the yearly fee after a bit. I just canceled the card because I've now qualified for other cards at 0% APR. It's definitely not one to keep once your credit is better and you get better offers. But if you need to rebuild, they do help you out.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
tl7so6zi
WORST CREDIT you could imagine
by tl7so6zi
Helpful to 127 out of 130

the don't have autopayment, so you need to log in every month to make your payment, 

they charge 10 bucks for making a payment!  

high fees

not recommended at all. i am cancelling it soon.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2018 through November 2018. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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