Citi® Platinum Select® MasterCard®

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*
Annual Fee
Purchase Intro APR
Purchase Regular APR
Balance Transfer Intro APR
Balance Transfer Regular APR
18 Months
18 Months
$0
0%
11.99% – 21.99%*
0%
11.99% – 21.99%*
Variable
Variable
Annual Fee
Purchase Intro APR
18 Months
$0
0%
Purchase
Regular APR
Balance
Transfer
Intro APR
Balance
Transfer
Regular APR
18 Months
11.99% – 21.99%*
0%
11.99% – 21.99%*
Variable
Variable

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions the provider's website.

Cash Advance Rate 25.24%
Cash Advance Fee 5%, Min: $10
Late Fee Up to $35
Balance Transfer Fee 3%, Min: $5

Savings

Savings over 1 year $469
Savings over 3 years $1,267

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
radavisjr
by radavisjr
Helpful to 13 out of 13

Got instant approval for this card with a $3000 CL. TU: 838, EXP:788, EQ: 775. Currently have 1 credit card from BOA with a $2000CL, $0 balance. No delinquencies, on time payments for 3 years, and no other loans, debt, or credit accounts. Think relatively short credit history with low overall available credit contributed to the low CL here. Hopefully, this will be a stepping stone. Thank CK for all your brilliant info. You guys rock.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
tookum
by tookum
Helpful to 7 out of 8

 I have had this card since 1998.  I had a credit limit of $27,500.  There was a balance of around $5,000 which I paid off 6-8 months ago.  I wasn't using this card because Citi had hiked my interest rate up to 27%.  Long story short, they just canceled my card.  Now, I just applied every extra bit of cash I received in the last couple of months to pay down debt and managed to pay down about 9,000 worth of credit.  Citi's action just dropped my credit score by 25 points.  And, the customer service person I spoke admitted that I've been a very good customer with an outstanding payment history.  So, thanks Citibank for putting another nail in my financial coffin.


Similar Offers

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2015 through June 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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