CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

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  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations2
  • Earn 1 AAdvantage® mile per $1 spent on other purchases.*
Annual Fee:
$95 waived for the first 12 months*
Purchase Intro APR:
N/A
Purchase Regular APR:
15.49%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 21.99%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $39
Penalty APR Up to 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 0%
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 30,000 miles after you spend $1,000 in 3 months.

All Purchases

1 mile per dollar

No cap on spending

Airfare

2 miles per dollar

Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
They Messed Up, But Fixed The Mistake
by Anonymous
Helpful to 0 out of 2

I made a payment out of the incorrect account by accident. I then informed Citi within hours of my mistake over the phone and by secure online mail. They allowed the payment to process anyway, and I was not given the opportunity to cancel. This resulted in three overdrafts on my connected checking account totaling near $100. After talking to a billing and account specialist, I was able to receive a $100 statement credit. I don't know what I'd do without the card at the airport! I'd go crazy, I would. I'm just hoping they'll let me raise my credit limit soon!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Win2015
Unable to approve
by Win2015
Helpful to 1 out of 1

I applied because of lot of good review that people got this as their first business credit card and instant approval with good CL. I also kept receiving letter offer from citi.  But this is not the case with my application, CK 704. Discover TU 716. Own 7 personal credit cards with other company but never with citi.  Utilization 10%, recently 3700 CL raised by Barclay and Cap 1, not sure if it the reason didn't get approve. 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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