Offered by: CitiBank

Citi ThankYou® Preferred Card - $250 in Gift Cards

  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a card member
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
725 Average Credit Score Approved for this Card
532 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
   

N/A

 

12.99% – 22.99%*

Variable

N/A

 

12.99% – 22.99%*

Variable

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

25.24%

Annual Fee

$0

Late Fee

Up to $39

Cash Advance Fee

5%, Min: $10

Balance Transfer Fee

3%, Min: $5

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$456

$456

$456

Value of Bonus Points

$250

$0

$0

Annual & Application Fees

$0

$0

$0

 
Savings:
Total Annual Savings

$706

$456

$456

Total Savings over 3 Years

$1,618

Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

1. $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2000 in purchases within 4 months of account opening.

Compare Holders of This Card

Citi ThankYou® Preferred Card - $250 in Gift Cards Cardholder Comparison Coming Soon!

We’re working hard to collect and analyze information about typical cardholders. When we have enough data available, you’ll see charts and statistics about this card, right here on Credit Karma. Check back often for updates!

3 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Helpful to 1 out of 1 people

Received a letter stating I had been "selected to apply." With a 766 score, approved for a $7400 limit, 0% for 15 months, 11.99% thereafter.

Jun 13, 2012

 T/U 701  approved $7400

kscoke's response was:    

  May 14, 2012

kscoke(1, 0)

Review by kscoke

1 Contributions 0 People Helped

Applied with a ck score of 669. Approved for $2000 credit limit.  

vicky9865's response was:    

  May 11, 2012

vicky9865(2, 0)

Review by vicky9865

2 Contributions 0 People Helped

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.