Capital One® Rewards No Hassle(SM) Cash Credit Card

Cardholders' Choice i
Cardholders' Choice i
Sorry, this offer has expired.
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until November 2012
  • Pick an image for your card-choose the one shown here, any of the hundreds in our collection or add your own
Annual Fee:
Purchase Intro APR:
(Until Nov 2012)
Purchase Regular APR:
17.9% - 22.9%
Balance Transfer Intro APR:
Balance Transfer Regular APR:
17.9% - 22.9%

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.9% (V)
Cash Advance Fee 3%, Min: $10
Late Fee up to $35
Balance Transfer Fee $0
Foreign Transaction Fee See Terms


Savings over 1 year ‑$39
Savings over 3 years ‑$117

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.


All Purchases

1%% cash back per dollar

No cap on spending

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Capital One Rewards Card Mastercard
by Anonymous
Helpful to 4661 out of 4861

I received this card  a week after my Chapter 7 discharge in 2012. I initially received a credit line of $1000.00. I also was told after five on time payments, I would be given a $500.00 increase.

I used my card weekly, making purchases and paying most off within the month. I sometimes made 5 or 6 payments per month. After my 5th payment and upon the 6th billing period, I received a $2000.00 increase. Total credit line currently is $3,000.00.

I was very pleased and also noticed that my credit score increased 43 points after they reported the increase to the credit reporting agencies.

It has only been 6 months since my bankruptcy discharge and I am nearly at a 680 credit score.

From reading recent postings  it appears that possibly Capital One is giving higher limit increases.This is a plus for anyones overall credit scores.

I recently learned that Experian deducts from your score if your overall credit limits are below $2,000.00, just a point I wanted to throw out there.

So far I am very pleased with Capital One's Reward card. It was the only card I applied for, and it has been a great asset in getting my financial credit house in order.

Much luck to everyone, filing bankruptcy was a very difficult and well thought out decision for me, so the journey back has been pleasant with Capital One.


The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
The best credit card available!!
by Brian6069
Helpful to 842 out of 910

This is my favorite credit card ever! I only had arond 590-610 credit score and I was approved for $300! With points! That's new to me, I've never had a card with rewards, no scam... I did what I was supposed to do and paid on it regularly, sometimes 5-8 payments a month. 5th month of paying %100 on time, my limit jumped to $2,300!!! And rewards, I called Friday ask about the rewards. I was told that I had $47 of rewards accumulated! They can write you a Check and mail it or, what I did, applied it to lower my balance!! Awesome, BUT when or if you do what I did, it doesn't count as your payment if you do the same, that doesn't count for a monthly bill payment so.. Watch out... Love it and I wish all 5 of my cards were quicksilver 

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