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Capital One® Rewards No Hassle(SM) Cash Credit Card

Offered by: Capital One

Capital One® Rewards No Hassle(SM) Cash Credit Card

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until November 2012
  • Pick an image for your card-choose the one shown here, any of the hundreds in our collection or add your own

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
N/A
Typical Low: N/A
Typical High: N/A
Until Nov 2012    

0%

17.9% - 22.9%

N/A

17.9% - 22.9%

 

(V)*

 

(V)*

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9% (V)

Annual Fee

$39

Late Fee

up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee

$0

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$0

$0

$0

Value of Bonus Points

$0

$0

$0

Annual & Application Fees

‑$39

‑$39

‑$39

 

Savings

Total Annual Savings

‑$39

‑$39

‑$39

Total Savings over 3 Years

‑$117

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $39
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Current Balance
Credit Limit Utilized

Sample Size: 6,456
Data Created: February 02, 2015



1654 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Great Helpful to 2 out of 2 people

I initially was approved with 1000cl.  After making my payments on time for 5 months I requested a credit limit increase, and to my surprise was increased to 5500cl.  I am satisfied with the service, thanks!

amnbaker85's response was:    

 
Jul 27, 2015

medrv002(1, 11)

great card with good rewards Helpful to 11 out of 13 people

I've had this card for about 6 months now. When I first applied I got approved for $500 which was okay. My credit wasn't the best. I've used it then paid it off within the month often making multiple payments in a month. I just received a CLI to 1500. I've never had a CL that high since I messed up my credit when I was younger. I'm very happy with this card and will continue to use it. 

medrv002's response was:    

 
Jul 26, 2015

Estees562(1, 10)

Easy Approval Helpful to 10 out of 11 people

I applied for this card after creditkarma said I have a fair chance of getting it my score is 553 four months fresh out of bk credit limit was 500

Estees562's response was:    

 
Jul 23, 2015

Jio315(1, 6)

QuicksilverOne MasterCard Helpful to 6 out of 6 people

I just applied and was accepted for $500. I have a perfect credit history and have many cards with limits over $1000 so I was really dissapointed with this card. They say you get a limit increase after 5 months if you make all your payments so hopfullly they will do so or otherwise I will not be using this card.

Jio315's response was:    

 
Jul 23, 2015

bandit822(1, 12)

Thank You Capital One!! Helpful to 12 out of 12 people

I can't thank Cap One enough! Let me me start with a little background info. Found out when I was 18 that my identity had been stolen and 2 credit cards had been run up in my name. Of course I refused to pay and started all the fraud and identity theft recovery processes. Fast forward a few years and I decided to start rebuilding my credit, started with a couple store cards (Kay Jewlers and American Eagle) and then got a secured card through first premier bank. Got tired of the ridiculous interest rates and decided I would apply for the Cap One platinum (06/2015) (fair odds on CK) and was approved at a $300 limit and enrolled in the steps program. One month later (yesterday) I was on CK and saw I had a recommendation for the Quicksilver card with Good odds. TU at 635 when I applied and instantly approved for $500 dollar limit and again enrolled in steps program. I look forward to working with capital one in continuing to rebuild my credit and will post another review in a few months to update! If your trying to rebuild credit this card and Capital One are the way to go!

bandit822's response was:    

 
Jul 23, 2015

See all 1654 Reviews of Capital One® Rewards No Hassle(SM) Cash Credit Card

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2015 through June 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.