Capital One® Savor® Cash Rewards Credit Card

Cardholders' Choice i
Cardholders' Choice i
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  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
Annual Fee:
$0 intro, $95 after first year
Purchase Intro APR:
N/A
Purchase Regular APR:
16.74% - 25.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.74% - 25.74%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.74%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $38
Penalty APR None
Balance Transfer Fee $0
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn $500 after you spend $3,000 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Groceries

2% cash back per dollar

Restaurants

4% cash back per dollar

Entertainment

4% cash back per dollar


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
BIGSEXY05
Great if you go out often
by BIGSEXY05
Helpful to 75 out of 79

Awesome card... Got grandfathered in so I get to skip the yearly fee. Even with the yearly fee if you use it enough you will definitely make your money back. Started with a 10k line and combined all my other Cap one cards to this card so the line is currently just north of 45k. It's extremely easy to combine lines through capital one... Redemption is easy, the rewards show up quickly, just overall a great card!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
CreditCardsGuru
Abysmal customer service
by CreditCardsGuru
Helpful to 24 out of 35

The card has attractive bonus categories and an easy to use mobile app.  To call the customer service inconsistent at best, is as much of a compliment as I can muster.  I highly recommend pursuing other dining cards from issuers with attentive, consistent, and knowledgeable customer service agents.  I have two of these cards (because of the attractive sign up bonus).  I would recommend seeking alternatives in case you should ever run into an issue where you need to count on the issuer.  Other cards that have replaced these in my wallet are the Uber Visa and Amex Gold cards.  Head and shoulders improvements in customer service experiences.  


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2018 through April 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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