Capital One® SavorOne℠ Cash Rewards Credit Card

Cardholders' Choice i
Cardholders' Choice i
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  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
Annual Fee:
$0
Purchase Intro APR:
0%*
(15 months)
Purchase Regular APR:
16.24% - 26.24%*
Variable
Balance Transfer Intro APR:
0%*
(15 months)
Balance Transfer Regular APR:
16.24% - 26.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.24%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $38
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn $150 after you spend $500 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Groceries

2% cash back per dollar

Restaurants

3% cash back per dollar

Entertainment

3% cash back per dollar


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
myhnylynn
Go to card
by myhnylynn
Helpful to 406 out of 428

This is our go to card for dining and groceries.  Be sure not to keep a balance because Capital One is brutal with their APR.  I immediately received my $150 bonus as soon as I reached $500.  

Applied and got $10,000 limit.  TU 696 Equifax 701.  Chapter 13 100% payback filed 2012-still on CR.  Ch13 drops off January 2019. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
StebanM
Approved for $1k limit with 730+ scores
by StebanM
Helpful to 253 out of 290

I applied for this card, but was approved with a 1k limit.  My scores are 730 and over for all 3 credit bureaus with 100% on-time payments on everything.  I took Credit Karma's suggestion on this card, but extremely disappointed with the limit, as I have other cards with $6k - $18k limits.  Think before you apply!


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2018 through March 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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